About Me

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Thanks for stopping by my blog! My name is Tricia and my husband and I got into a little bit of debt in our 20s. Okay…it’s more than a little bit of debt. When we finally decided to shape up our financial life in February of 2006, our credit card debt was over $37,000. I know, I know…how can someone let their debt get that high?

Part of it was due to attempting to start our own business. It didn’t work out, but we spent the money on expensive equipment that we needed. Then, the rest of our debt accumulated throughout the years. Trust me when I say this, spending more than you earn is a recipe for financial disaster. Years of spening more than we earned is why we ended up in a pretty bad situation.

In February of 2006, I decided that things needed to change. We were close to being maxed out on our credit cards and with a young son, this wasn’t the life we wanted to lead. Worrying about being able to pay your bills and being able to afford groceries is not fun. It was also a little depressing that our net worth was a big negative number. We were almost 30 and we should have a positive net worth and be saving for retirement.

Blogging Away Debt was born to help document our financial transformation. It provides a place where I can go to vent or to celebrate reaching a milestone with our debt payoff. This is my tool that helps to keep us on track to pay off our credit card debt by May of 2009.

The road has been rocky and some times we kick some debt booty and I feel like I am on top of the world. Other times we suffer a financial blow and wonder if we will ever be debt free. That’s the thing about debt reduction. Unless you come across a windfall of money, it is a roller coaster journey and you are bound to hit bumps in the road. What matters is how you choose to deal with those bumps in the road. When you fall, you get right back up.

I’ve done a few recap posts where I sum up 2006 & 2007. You may be interested in starting with checking one of these out:

A Reflective Look Back at 2006 - Goodbye to $13,000 of our Debt

A Look Back at 2007 - $7,400 More of Our Debt Paid Off

I also have a recap of my frugal posts of 2006:

My Top Frugal Posts of 2006

Thanks again for stopping by! I hope you enjoy your stay :)


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