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Just have to Ask

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I mentioned my new perspective specifically in regards to my job search in yesterday’s book club post. I have really been struggling mentally and emotionally. We are year three of constant stress and upheaval in regards to housing and finances. It just hasn’t stopped.

Better Off without Me

For the first time in a long time, I can say that I have very clear moments of despair with no view of positive things in my life. And that is just not like me, I’ve always been a “glass half full” kind of girl. My beliefs that:

  • God has His hand on my life;
  • Everything happens for a reason;
  • It will turn around and so on.

These beliefs continue to hold strong, but boy, there are definitely moments, sometimes hours or whole nights where I think “the kids would be way better off without me.” I mean that’s what life insurance is for right?!? Before anyone calls the suicide hotline on me, I’m not suicidal. The thought of leaving my kids is not something I could ever act on. But I wanted to share because I KNOW there are a lot of others out there that have been through similar experiences and similar thought processes.

Taking a Different Approach

For the last couple of years, I have been so focused on getting back into the corporate world, making the amount of money I should earn with my education and experience and just generally following the expected course when one loses their job. And I’ve been miserable. I hated leaving kids every day. I hated never having a moment to just be. I hated working literally around the clock.

But this time, now, after reading Your Money or Your Life AND dealing with the last year and my last employer, I’m choosing a completely different path. I’m creating my own opportunities. I’m asking for what I want, how I want it and when I want it.

I’m not going to bore you with the details of what all I’ve been doing, but I will share a couple of examples.

First, I’ve approached the local Boys & Girls Club about doing some programming with middle school kids for them. This was triggered after some really tough experiences Gymnast has had at the school.  This area is so poor, so racially divided and extremely limited in opportunities.

I feel like I could help turn that around.  They have said YES to the programming and are now working on finding ways to pay me to do it.  We are looking at grants, their current budget or maybe bringing me on with a dual role: programming and administration.

Right now, I am volunteering a few hours a week, getting my foot in the door. And they’ve given me a space to call my own.  I’m very hopeful that this could turn into steady part time income. And more than that, really fill the need in me to help and work with kids.

Second, I applied for a local job in the news paper. Office manager, several hundred a week and while it’s not great money, I thought, I could pay most of the bills with it. Well, it’s not so local, it’s an hour away. I cried on the way to the interview.

I knew that 10 more hours in the car a week, $100 more dollars for gas, the job just wasn’t feasible. But  I went to the interview and I put it in God’s hands. It turned out to be a really small creative operation and I would have LOVED to work there.

I explained the logistics and financial challenges to the owner before leaving. He offered me the job on the spot. I told him I would put some thought into and see if there was any way I could make it work. I cried on the way home too.

Saturday afternoon I get an email from him…”Will you work 20 hours a week remotely, 1/2 the pay and we will revisit more hours and incentive pay in 4 weeks?”  Guess what, I cried again. The money isn’t great, it’s $325 per week. But the benefits of staying home, creating my own schedule and getting to work for a company I will enjoy…priceless.

I accepted and will be spending the day at their shop on Thursday to get start.

Current Status

Essentially, I have one part time remote job and one volunteer position that has a very high probability of becoming a part time position. The income, well, it’s not enough to pay the bills yet, but it’s a giant step forward on all accounts. The most important one being, I’m getting my “groove” back, my joy, my purpose.

Book Club: What are you Trading Your Life Energy For?

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If I had a hard time with the beginning of our book, this chapter completely turned it around for me! I enjoyed the description of asking the audience to define money. But even moreso, the definition of money.

Money is something you trade your life energy for.Your Money or Your Life Joe Dominguez and Vicki Robin

Seriously. We all know that, but I never would have thought to use it as the definition of money. But it’s perfect, and truly encompasses the role money plays in our lives. What do you think about this money definition?

Your Real Hourly Wage

This immediately brought up the task of calculating your “real hourly wage.” Again, this process is logical, but we don’t always or often think about it in this context.

But my mind was blown away as I really started thinking about all the “money” categories that are so closely tied to work. We all know our wardrobe is affected and commute costs, but I don’t think we always factor in the time tied to those things. It put work in a whole different perspective for me.

Track Your Income and Spending

The second task in this chapter is more straight forward: track every cent which I began doing just as soon as I read this chapter so I would be ready to do the work after reading the book through the first time.  Did you start tracking then too?

I set up a basic spreadsheet on my phone and input every penny that went out and came in. This  included money spent from rewards, gift certificates and gift cards.  I won’t be able to reconcile the spending with any bank records, but for the purposes of this book, I have a 100% complete view of where my money goes in every form.

What is Worth Trading Your Life For?

My big, giant take away from this chapter really came with the money definition. As long time readers know, my work situation over the last few years has been pretty miserable, especially this past year when I stepped back into the corporate world. The joy and passion that filled my life previously has been drained.

I realize that much of that is the result of the ginormous amount of stress I’ve been under financially with job loss and being a single mom, but even moreso, I feel like I’ve given up so much of what I’m passionate about. I am no longer fostering kids. I am no longer homeschooling my kids. I’m not teaching at our homeschool co op anymore.

Instead of working to live, my life seems to be more of a working to live scenario know. It has made me pretty miserable. This book has really put that into perspective for me. How am I spending my life energy? And does it matter at the end of the day?

This has given me a new perspective and a new boldness if you will as I approach my job search. Trying some new tactics, new approaches, we will see if they pay off. (More on that in another post.)

Discussion Questions

Are you earning what you are worth? Elaborate.

What belief about money keeps you from being, doing or having what you want? Why?

Previous Book Club Posts

Your Money or Your Life Introduction

Chapter 1: What is Your Enough?

Chapter 2: What are you Trading Your Life Energy For?

Chapter 3: The Opposite of a Budget

Chapter 4: Coming Monday, May 21st