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Inflation, Vacation, and My Big Gambling Win

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My casino win

My partner and I are still in Boston visiting family for a few more days. Massachusetts is beautiful this time of year, but coming back has definitely reminded me why we left. Everything here is so much more expensive!

Yesterday my dad treated the family to juice, smoothies, and a snack after a long walk. For just two smoothies, a juice, and a sandwich, the total was $50. That order would’ve cost less than half where we live in Michigan, so I had sticker shock to say the least! Inflation has really hit this area hard.

I went with my parents on a grocery run and the total was $180. In the Midwest, that same cart of groceries would’ve cost under $100. According to my family, housing and utility costs in the Boston area have also skyrocketed. After visiting Massachusetts, I’m even more grateful for the low cost of living we enjoy in Michigan and won’t take it for granted.

Taylor Swift Concert

Speaking of inflation, concert tickets have also become so expensive in the past few years. The Taylor Swift tickets I bought on the resale market for $800 (ouch, typing that out still hurts!) a few months ago finally got delivered to us this week.

I was nervous I wouldn’t get them because I’ve had issues with resale tickets in the past. I traveled to Las Vegas to see a Sara Bareilles concert with my sister a few years ago and our tickets never got sent to us. But luckily everything worked out with the Eras Tour and my sister and I will definitely get to go.

However, for a few days we contemplated putting our tickets back on the resale market. We found out that the going rate for tickets in our section is about $1,500 each, so we could make a nice profit if we resold them. But in the end, we decided that the memories from this concert will be priceless, so we’re going to keep them.

Saving Money on Vacation

From the pictures I’ve seen on social media, it seems like everyone dresses up for the Eras Tour. Fans usually pay homage to one of Taylor’s albums with their outfits. My sister picked Lover, which has a dreamy pink and purple cloud aesthetic. I opted for Reputation and am wearing all black and doing snake face makeup to match the album’s snake motif.

Instead of going to the mall to get our outfits, we headed to the thrift store today to save money and got some really cute, affordable pieces. We’re also planning to tailgate before the concert with some food and drinks from home so we don’t have to buy overpriced stadium food.

Some other ways we’ve been saving money on this leg of our vacation is by enjoying family dinners at home instead of going out to eat. So far we’ve had steak on the grill (with portobello mushrooms for me since I’m vegetarian), burgers, and a vodka tortellini dish.

My spouse and I also met up with a friend and brought a picnic instead of eating out. We’re hanging out with them again later in the week and going to their apartment for dinner instead of a restaurant to save money. For pocket money on this trip, we used interest we earned from our high-yield savings account, so we’re not racking up any kind of credit card balance.

My Big Casino Win

I’ll also be able to cover some of our vacation costs with my big gambling win. My mom likes to visit the local casino a few times a year and wanted to go while I was here. I usually don’t gamble, but went to spend quality time with my mom. I made sure to set a strict budget and only planned to gamble $25.

Luckily I hit the jackpot after spending just $10 and came away with a $190 profit! I didn’t press my luck and continue to gamble, which is how my mom ended up losing money. I’m using my win to help pay for gas and food on our drive home.

I’m curious to know how BAD readers feel about gambling. Do you ever buy lottery tickets and gamble, or do you view it as a slippery slope that can lead to financial loss and debt? Let me know in the comments.

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Keeping Costs Down on Our Road Trip

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Saving money on road trip

Right now my spouse and I are on a road trip to visit my parents since they couldn’t travel to see us due to health issues. My spouse and I usually aren’t huge fans of travel, but I’ve been missing my parents a lot lately. I haven’t seen them since before the pandemic, so it’s worth making the trip from Michigan to Massachusetts to spend time with them.

We decided to stretch out the 16-hour road trip a bit so we could see some attractions along the way. We figured if we have to make the long drive to Boston, we may as well make the most of it and see some sights! We’re currently staying in Buffalo, New York for a night so we can visit Niagara Falls. On our return trip, we’re going to stay in Toronto and explore the city for a day.

However, we’re still trying to minimize our costs on this trip so we don’t throw off our budget or debt repayment goals. Here’s how we’re keeping costs down on this vacation.

We’re Driving Instead of Flying

One of the ways we’re saving money is by driving instead of flying. Although flying is more direct and convenient, gas is cheaper than two plane tickets. Driving from Michigan to Massachusetts only uses up $200 in gas round-trip, which is half the cost of airfare for two people.

We also decided to take the most direct route to save money on gas by going through Canada. And we chose attractions that aren’t too far out of the way to reduce our mileage and fuel costs.

We Brought Our Dog Instead of Boarding Him

Boarding dogs can be expensive and usually adds several hundred dollars to the cost of a trip. We have an 8-pound maltese shih tzu mix who’s pretty well-behaved in the car. We decided to bring him along to save money and introduce him to my parents. They’re huge dog lovers and lost their shih tzu a few months ago, so I think meeting our dog will really brighten their spirits.

Staying With Family and Using Hotel Points

We’re visiting Boston for about a week to squeeze in as much family time as possible. My sister generously offered to let us stay in her guest room, so we didn’t have to pay for a hotel or Airbnb in Massachusetts. However, we did need accommodations for our road trip. Because the drive is pretty long and we wanted to stop at some tourist attractions, we decided to book one hotel room on the way there and one on the way back.

Luckily my dad is a frequent traveler and has a lot of Marriott loyalty points saved up. He was kind enough to let us use some of his points to pay for our two hotel stays, so they didn’t cost us anything. Paying with points is a great way to save money on travel, but only if you can use your credit card responsibly and pay off the balance in full every month.

Packing Snacks

Another way we save money on road trips is by packing lots of snacks. Sometimes we still want a hot meal while we’re on the road. But having granola bars, crackers, and water bottles on hand helps us save money on food and reduces the number of stops we have to make. That way we can get to our destination faster and start enjoying our vacation and family time!

How do you save money on road trips and vacations?

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