:::: MENU ::::

Harassed by HAMP?

by

Bank of America left a flurry of voicemail messages over the weekend.

*Beep* Rebekah, this is Bank of America calling about the HAMP program…
*Beep* Hi, this is Bank of America. We’re calling about the paperwork…
*Beep* Rebekah, please return our call at 877…

If Bank of America were an ex-boyfriend, I’d have a restraining order by now.

On Saturday, after the third phone call, I finally picked up.

“Hello Rebekah. This is Carol from Bank of America. I’d like to walk you through the application package we mailed to you last week. Have you had a chance to complete it and mail it to us?”

‘Carol’ kept me on the phone for nearly 30 minutes explaining what I had to do to get approved for the program. I find it incredibly odd that two years after my first application, they are ‘coming to my rescue’.

Did they come to my rescue when I lost my job? Did they help when I had to take a job making more than 30% less? How about when my husband lost his job and our mortgage payment was 115% of our income?

Not a peep.

The came to ‘save’ me now…two years later. Two years of not one late payment despite everything.

To add insult to injury, I received another copy of the package yesterday as a ‘back-up copy’ in case the first copy didn’t get to me.

I don’t understand why B of A is suddenly taking an interest in me – and only after I got my head above water.

I didn’t think it was possible to lose more respect for Bank of America.

Turns out…

It is.

Is Bank of America saving me? Or am I saving them?

An Unexpected Gift…

by

My husband, as per usual, was working a side job last night. The homeowner had a huge map across her wall marked with red string indicating the cities she had visited. Clearly she loved to see the world. She and my husband chatted about our plans to visit Italy and he asked for her advice about the Cinque Terre.

He spent the next four hours fixing her washer, her sink, and various other handyman projects she needed help with.

When my husband packed to leave, she shoved $300 in his pocket. He tried to return the money, even running to the truck, but she caught him, slapped the money in his hand and said, ‘Have fun in Italy while you’re young. It’s harder when you’re 65. I would know.’

Sometimes the kindness of others overwhelms me.