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Would You Like a Million Pennies?


While talking with my son the other day (he’s 4), he found a penny on the ground. I asked him, “How many pennies would you like to have?”

He said, “One hundred.”

I asked, “Would you like a million pennies?”

He said, “No, that’s too many. They can’t fit in my pocket.”

You know what, I think he’s right. Here’s a neat illustration of one million pennies.

Part of me feels like I missed the opportunity to talk to him about how he can put his money in a bank and they will hold it for him. Then explain how he can make money by doing that. After hearing his simple answer, I could only smile because it was just that…so simple. But perhaps I should take opportunities like that to introduce finance related things to him. But is 4 years old too early??

A Few Updates from the Night Owl


It’s past my bedtime, but I thought I’d mention a few things while they are on my mind.

I haven’t posted as much as I would have liked to this week. I guess I just have been a little bummed about having to use my credit card to buy groceries.

But I am happy to report that just a few minutes ago I paid the amount back that I spent and I also sent some extra money to another credit card. Total debt as of this moment – $31,429. This time I made sure I left enough “fun” money in the account to stick to the compromise made with my husband 😉

I also wanted to warn everyone that there may be another make-over shortly. Although I like this template, the small width of my posts is making it difficult to post screenshots. I still owe a post about tracking cash in Quicken, but now I am having troubles getting the screen shots to post so you can read them. I am hoping to finalize the new one this weekend.

As always, thanks for your patience and thanks for reading.