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A Few Updates from the Night Owl

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It’s past my bedtime, but I thought I’d mention a few things while they are on my mind.

I haven’t posted as much as I would have liked to this week. I guess I just have been a little bummed about having to use my credit card to buy groceries.

But I am happy to report that just a few minutes ago I paid the amount back that I spent and I also sent some extra money to another credit card. Total debt as of this moment – $31,429. This time I made sure I left enough “fun” money in the account to stick to the compromise made with my husband 😉

I also wanted to warn everyone that there may be another make-over shortly. Although I like this template, the small width of my posts is making it difficult to post screenshots. I still owe a post about tracking cash in Quicken, but now I am having troubles getting the screen shots to post so you can read them. I am hoping to finalize the new one this weekend.

As always, thanks for your patience and thanks for reading.


Taking Inventory of the Things You Don’t Really Need

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While trying to fall asleep one night, I was looking around my bedroom and started thinking about how many things I have in my bedroom that I don’t really need. Then I started thinking about other rooms of the house and before I knew it I had a mental list many pages long.

Going through that exercise helped me realize two things:

1.) I have bought many things over the years that I really didn’t need. Going through and really thinking about everything, I see things that were purchased that I thought I needed, but really didn’t. With just doing this exercise mentally, I can only imagine how many more pages would be added when I actually look around every room and physically check every nook and cranny.

2.) I have the makings for a pretty good garage sale. I don’t like having a garage sale unless I have quite a few items to sell. After taking the mental inventory, I realize that I have more I can sell than I thought I did. So, my project for this summer is to have a garage sale and all proceeds will go directly towards debt. What I will do is go room to room just like I did with my mental inventory and have a large box ready to throw everything in.

I’m glad I did this. It gave me a lot to think about the next time I want to buy something. I’ll also hopefully have some more money to put towards debt after having a good-sized garage sale 🙂