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Taking Inventory of the Things You Don’t Really Need


While trying to fall asleep one night, I was looking around my bedroom and started thinking about how many things I have in my bedroom that I don’t really need. Then I started thinking about other rooms of the house and before I knew it I had a mental list many pages long.

Going through that exercise helped me realize two things:

1.) I have bought many things over the years that I really didn’t need. Going through and really thinking about everything, I see things that were purchased that I thought I needed, but really didn’t. With just doing this exercise mentally, I can only imagine how many more pages would be added when I actually look around every room and physically check every nook and cranny.

2.) I have the makings for a pretty good garage sale. I don’t like having a garage sale unless I have quite a few items to sell. After taking the mental inventory, I realize that I have more I can sell than I thought I did. So, my project for this summer is to have a garage sale and all proceeds will go directly towards debt. What I will do is go room to room just like I did with my mental inventory and have a large box ready to throw everything in.

I’m glad I did this. It gave me a lot to think about the next time I want to buy something. I’ll also hopefully have some more money to put towards debt after having a good-sized garage sale 🙂

Good News…and Bad News…


Yesterday I received some great news in the mail. My Escrow Disclosure Statement for my mortgage indicated that starting July 1 our mortgage payment would now be $323 instead of $337. That extra $14/month may not seem like much but I am a believer that every little bit counts when it comes to paying down your debt.

Now the bad news…

My frugal glasses took a major blow and are damaged beyond repair. Right now my damaged lenses are in a pair of very ill fitting frames just so I can see to function. I can’t wear these ones out of the house. I do have some older pairs of contacts that I have kept for occasions such as this, so will bring them out of retirement and wear them when I need to. Come Monday morning I will be making an appointment for an eye exam and paying the money for a new pair of glasses.

I guess in a way I feel defeated that my frugal glasses didn’t last longer. But really, they’ve lasted me a year and it was during a time where I would have to put the cost on a credit card. This time around, I will have the cash to get them. It’s the extra cash that would be going to the credit cards to keep with my debt reduction plan, but I have to remember that there will be some bumps along the way to becoming debt-free. You just have to keep your head up and keep chugging along 🙂