Blogging Away Debt

Some things should be left to the professionals…

Encouraged by the free landscape designer (and the sage advice from my awesome readers), I decided to save some money and grow several plants from seeds. The $1.25 seed packets vs. the costly $6.99 plants looked to save me nearly $100.

Realizing my planting skills barely rivaled a 4th grader, I sought planter packs designed for small children. I spent $10 on supplies, read the directions (twice), and gently planted the seeds.

According to the seed packets, sprouts would appear in 10 days.

2 weeks passed and there was no green in sight.

After another long week, I finally gave in after day 24 and threw the sproutless pots into the green recycle bin.

A few days ago, while trimming some hedges, I opened the bin, tossed the branches, and noticed something funny…

Every single pot I had angrily thrown away was sprouting with life in my recycle bin. Plants are safer in my trashcan than they are with me.

I can’t afford a landscaper… but my husband is hereby the official garden keeper in this house. I’m sticking to what I’m good at – cleaning!

Stupid Plants.

Big Spending Problems…

by Beks

I was reading an article in the Sunday paper that talked about spending habits and how to save money. The article stated that most money is wasted on big ticket items and NOT the $4 Starbucks you buy every morning before work.

Um.

I hate to disagree with a professional financial advisor but…

He’s dead wrong (and is obviously invested in Starbucks).

At least when it comes to me anyway.

I don’t buy big items. I bought my dining room set for $75 off Craigslist five years ago. My couches are ten years old. My bed is a hand me down from my sister. How do I spend my money?

According to my online banking… I spend it in tidy $20 increments over… and over… and over again. My money doesn’t flood out, it trickles. The article recommended taking 24 hours to consider every purchase over $100. Good advice, but the last purchase I made over $100 was months ago. It’s not the $100 purchases that are killing me!

I feel like the article should have simply said, ‘Watch where the bulk of your money is going and try to find ways to save from there.’

My goal this month is to watch my ‘trickle’ problem. I’ve gotten to the point that I have to seriously consider every item I purchase AND if I wait long enough, will it go on sale? will the newspaper run a coupon?… or will I forget I even wanted it in the first place?

Is your problem a trickle? Or a flood?