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A Cluttered Life

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hopeless - heI have really been struggling with my motivation lately especially in regards to my money making jobs.  I recognize what one of the main problems is, at least I think, but I am really hoping for some nuggets of wisdom from the BAD community.

I recognize that I have been so blessed with the work I get to do.  In addition, I am blessed that work seems to show up when I need it most through little or no effort on my part (as far as marketing goes that is.)  I do not take this for granted at all, but lately I’ve found myself shooting myself in the foot with these opportunities rather than grabbing them and running with them.  Ugh, that sounds horrible and I hate to say it, but I’ve got to turn around and I need to be honest.

I think the issue is that my To Do list is just so long that I feel overwhelmed and instead of picking things up and getting them done so I can mark them off the list, I just roll over and do something else completely that has no value at all (read watch TV episodes on my iPad rather than work.)  This is not normal for me. I thrive on being busy, but lately it’s just overwhelming to me.

It’s gotten so bad lately that even my To Do lists aren’t getting made.

So this last week I recognized just how over-scheduled I was.  In a seven day period, I had exactly one solid work day and even then I was supposed to spend half of it at my part time job. This is definitely not normal but I think it was a wake up call to myself that something has to give.  So here are the questions I’m running through my head as I try to tackle this:

  1. How do I get myself motivated to tackle my To Do list of work items without feeling overwhelmed especially when I combine my home and work lists together?
  2. How do I deal with the guilt I feel when my kids ask “what are going to do or can we watch a family movie?” and my respond almost 90% of the time is “I have to work?”
  3. How do I balance everything?  For some reason, this summer for the first time, I just am so overwhelmed with everything going on.  And again, I thrive on busyness so this is a really new feeling.

I am hoping that by putting this out there I can clear this blockage that has really been negatively affecting my money making jobs, my home life and my attitude in general.  I’m sorry if this is rambling, but I hope you get my point.
 

 

 

Jim’s June 2014 Budget

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Woohoo! I was able to get a hold of the laptop and get the info off that I needed!

Income

Wife’s Disability Income: $1476.00
Jim’s Business Income: $1746.90
Jim’s Passive Income: $104.00
Total: $3326.90

Personal

BudgetedActualDifferencePercentage of Income
Auto &Transport$487.97$858.34-$370.3725.80%
Personal Loan$119.77$119.77$03.60%
Credit Card$300$122.80177.203.69%
Electric$100$128-$283.85%
Oil$0$0$00%
Phone$75$76.60-$1.602.30%
Cash$20$0$200%
Entertainment$7.99$10.53-$2.54.32%
Fees & Charges$0-$0-$00%
Fast Food$25$28.67-$3.67.86%
Restaurants$25$37-$121.1%
Gifts & Donations$25$0$250%
Pharmacy$15$0$150%
Rent$600$600$018.03%
Kids$75$89.78-$14.882.70%
Cigarettes$50$51.10-$1.101.54%
Personal Care$25$14$11.42%
Groceries$350$191.15$158.855.75%
Summer Time$150$35.45$114.551.07%
Clothing$0$174.09-$174.095.23%
Total$2450.73$2537.38

Debt Pay Off:  $604.04

Percentage:  18.16%

I added a few items on my budget and it worked out pretty nicely even though one of the categories I went over. Almost everyone needed clothing, and even though I have been going to yard sales every Saturday, I haven’t found anything. This has got to be the worse yard sale season that I can remember. This category will come back for August’s budget with school/fall coming up.

I also added the category Summer Time, knowing that we will be doing some of the stuff I mentioned here.

I have been doing excellent in the Grocery shopping, but I know that this will come to a screeching halt when I start running out of ingredients needed to cook meals with.

A little disappointed with the percentage I actually paid toward debt this month, but that couldn’t be helped with 25% of my income going to fixing the van.

Business

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BudgetedActualDifferencePercentage Of Income
Advertising$25$7.99-$17.01.24%
Gas$500$526.04-$26.0415.81%
Discounts$20$0$200%
Meals & Entertainment$0$106.92-$106.923.21%
Misc. Expenses$20$0$200%
Office Expenses$40$0$400%
Education$60$59.78$0.221.80%
Postage$50$8.87$41.13.27%
Supplies$20$0$200%
Total$735$709.60

Totals:

Budgeted: 3185.73
Actual: 3246.98

Bumping up my Gas budget an extra $150 didn’t really do anything, but I did notice that I was consistently over $500 a month in Gasoline. So I might as well account for it. I really don’t know how to really make this less. There really isn’t any public transportation in my area, and everything you must drive to get to.

I am not sure if I should add to the budget in the Meals & Entertainment section of my business, as I never know when I will talking with a client. If needed I would dive into the Business Savings, for these meetings always takes my business further along.

All in all, if it wasn’t for the van needing somethings I would have been way under budget, which I am pretty proud of. Hopefully the momentum can continue.