by Hope
Do you ever get over saying “No” to your kids? Especially when it comes to things that are traditionally a right of passage? I’ve had to do that several times lately. And not only does it ache when I do it, but it continues to twinge a bit when it comes up again.
The two most recent examples are a class ring and a letterman’s jacket for Princess. I said “No” to both. I looked at my bank account and my own experience having received both items when I was younger.

First, they are both very expensive for what they are…the rings started at $300 and went up from there. And the jackets, the same. Even just one of them was more than I thought was worth it, let alone both.
Second, I looked back at my experience…I stopped wearing the jacket the minute winter was over my senior year of high school. And my ring…I have no idea where it went after high school. The next expensive jewelry piece I received was my engagement ring.
The combination of this evaluation led to a resounding “No.” But I can’t help but feel bad when I hear about the other kids getting their rings this week or seeing them wearing their jackets when I drop Princess off.
Financially, I KNOW this was the right decision. These are both items with a very short “life expectancy” as far as items go. I decided some years ago that I would much rather spend $$ on experiences versus stuff. But the reality is, I know Princess would really enjoy these items. I have found myself justifying expenses for Princess with “she works so hard and asks for so little.” It’s hard not to feel a twinge.
But I am standing strong. And continuing to try to make better financial decision, despite the heartache it may occasionally cause.

Hope is a resourceful and solutions-driven business manager who has spent nearly two decades helping clients streamline their operations and grow their businesses through project management, digital marketing, and tech expertise. Recently transitioning from her role as a single mom of five foster/adoptive children to an empty nester, Hope is navigating the emotional and practical challenges of redefining her life while maintaining her determination to regain financial control and eliminate debt.
Living in a cozy small town in northeast Georgia with her three dogs, Hope cherishes the serenity of the mountains over the bustle of the beach. Though her kids are now finding their footing in the world—pursuing education, careers, and independence—she remains deeply committed to supporting them in this next chapter, even as she faces the bittersweet tug of letting go.
Since joining the Blogging Away Debt community in 2015, Hope has candidly shared her journey of financial ups and downs. Now, with a renewed focus and a clear path ahead, she’s ready to tackle her finances with the same passion and perseverance that she’s brought to her life and career. Through her writing, she continues to inspire others to confront their own financial challenges and strive for a brighter future.

