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Weekly Debt Update #18- A Birthday Party and Disney Planning


Hey everybody! I hope you all had a great weekend.

With not much to discuss this week- I want to touch on a couple of items. Firstly, a very good friend of mine and his wife had a birthday party for his son who just turned 1, on Saturday. The party was in Ohio, a couple hours away from where we live. I drove down and spent a majority of day celebrating with them and their family. Instead of getting them a new toy, since I figured everybody else would be doing that, I gave them $25 in cash to start an ESA account for their son. Once the present opening began, I realized my suspicions were right- they had more toys and clothes than I think they knew what to do with. I told my buddy how to quickly set up an account (much like I did for my nephew) that will allow the money to grow for the next 17 years.

Secondly- the money saving planning for Disney has begun. So far, we know of 2 ways that are going to save us a ton. 1) We’ve been talking to GF’s mother, who lives only a couple miles away, to watch the dogs for us while we’re gone. She agreed to come over, let them outside, and play with them a couple of times each day and we’re going to give her $200. When I was looking into having the dogs boarded for the week, the prices ranged form $350-$450 depending on how much activity we wanted the dogs to get. Besides the financial aspects, I don’t really feel comfortable keeping our dogs in a kennel where they have limited space. I feel that keeping them in our house, where they can roam anywhere and play with all their toys, is a much more inviting scenario. 2) Since we’re driving to and from Disney (16+ hours away) we’re going to pack as much as we can for the drive. GF has already started couponing and buying foods that we can eat on the way that won’t go bad. The day before we leave, we plan on making pasta salads, normal salads and fruit salads- food that we can eat straight from the cooler, are healthy, filling and will give us plenty of energy for the drive. This will certainly keep us from hitting the gas station food when we stop for gas, at least on the way down. We haven’t yet figured out what we are going to do for the trip back up.

For anyone interested in my current debt totals, here they are:

Loan NameInterest RateOriginal Balance- May '09Current BalanceTotal Paid OffPaid Since Last Week
Sallie Mae 015.25$27,837.24$23,896.61$3,940.63$0.00
Sallie Mae 024.75$22,197.02$18,750.50$3,449.52$0.00
Sallie Mae 037.75$20,692.10$0.00
Sallie Mae 045.75$10,350.18$6,271.63$4,078.55$305.85
Sallie Mae 055.25$6,096.03$0.00$6,096.03$0.00
Sallie Mae 06 and 074.75$6,415.09$0.00$6,415.09$0.00
Sallie Mae- DOE 015.25$5,000.00$0.00$5,000.00$0.00
Sallie Mae- DOE 025.25$3,000.00$0.00$3,000.00$0.00

I hope everyone has a great week!

Third Time’s A Charm?



Third time wearing my interview outfit. It felt a little out-of-place in Tucson’s deadly summer heat. I wore a dark grey pant (photographed darker due to indoor lighting), black low-heels, and a pin-striped long-sleeve button up. To make it a little more summer-casual I rolled up the sleeves and ditched the matching suit jacket. I still felt incredibly over-dressed at the interview. One person was wearing denim shorts. Another was wearing a t-shirt and jeans. Gotta love academia.

In spite of wardrobe faux pas, I do think the interview went well. They made references to an upcoming meeting with the dean (meaning….I move on to the next level of the interview process). So that’s promising.

Additionally, just this morning I spoke with the department head of another department on campus (the same department where I interviewed in January). Apparently someone unexpectedly resigned, effective June 30th. They need to hire someone to teach a couple classes this academic year (one in Fall, one in Spring). They’re also working at the college-level to try to get a full-time position approved (if approved in time the position will start this Fall; if not, it will start in Spring). They offered me the classes and made it sound like I’d be a top candidate for the full time position, as well. I’ll be speaking with the department’s dean early next week to discuss details (e.g., hiring timeline, salary). I know that adjunct pay is really low (much less than what I currently make working online), but I think it’d be negotiable and they certainly seem to need someone ASAP so they’re sure motivated to fill the position.

Best case scenario – I may have a couple different job offers to pick from (and use for negotiating purposes) starting this August (the start of the Fall term). That’d be pretty exciting, right?

I guess this is life’s way of maintaining balance between the bad and the good. Funny how things work out sometimes… We’ll see!

Any good job news in your world recently? Raise? Promotion? New job?