Net Worth
Good Info I've Collected
- Debt Calculators and Debt Reduction Resources
- Financial Calculators
- Free Stuff
- Increasing Your Income
- Keeping Motivated
- Living Frugal
- Random Money Saving Tip
Site Design By
Site Hosted By
- Dreamhost - use code GIVEME50 and you will save $50 off your first year of hosting (I make $47).
I’m on a roll - and I’m not going to stop until I finally catch up on things that I’ve been wanting to get done. One thing I’ve been wanting to do is write up a recap of 2007. In a way, I didn’t want to review the year because it was a difficult one emotionally. But I feel better now that I’ve gone through it. So here we go!
I Feel Like We Are Gettting Back on Track Again - I lost a bit of steam at the end of 2006. But a bigger payment to our debt helped to get me motivated again.
This Would Be an Argument for an Emergency Fund - We started off with no emergency fund, but I’m slowly seeing the importance of one.
Those Darn Bumps in the Road - Debt reduction sure is one rocky road.
Smoothing Out Those Bumps in the Road - My suggestions on how to smooth out those bumps.
Credit Card Debt Update $23,517 - Getting closer to $20,000!
No More Green and Purple - I changed the look of the site to blue.
How I Reduced My Finance Charges from $400/month to $100/month - If you can lower your finance charges, more of your payments can go towards the principal balance.
It’s Time - With $122 in our savings account, it was time to beef it up.
I Was an Emotional Shopper - Funny how watching a TV show can sometimes make you realize something about yourself.
Reducing Debt - Where Did We Start - Going back to basics and sharing how it all began.
How Far Will I Go To Pay Off Our Debt - Some people go to major extremes to pay off debt. Here’s how far I will go.
Big Announcement - I’m Pregnant - Probably the happiest day of 2007.
Some Very Sad News - A very heartbreaking day, and even while writing this I am getting teary-eyed.
Go Purple and Green - I brought back the purple and green colors that you see today. I missed them…they were so “me.”
Credit Card Debt Under $21,000 - Getting even closer to $20,000.
A Very Special Personal Finance Interview 6 Months Later - Kids are the greatest when you ask them questions about money.
The Result of My Life Insurance Shopping - We are working to reduce debt, but we are also working to get other financial matters in order. A big part of that is getting health insurance for me and my husband.
Why Did It Take So Long - We’ve been in debt quite a while. Why did it take so long to finally do something about it?
Credit Card Debt Under - Our credit card debt was finally under $20,000.
I’ve Created a Garage Sale Monster - During the summer we had three garage sales. My son really got into it.
It’s Official - Our Debt Load Increased by $1,600 - A big setback after correcting a mistake on a prior year tax return.
Operation Garage Sale - Parting With My Collection - I love bald eagles and had a huge collection. To simplify my life, I said goodbye to it.
Credit Card Debt Update - $20,602 - Getting closer to $20,000…again.
A Year and a Half Later - I Still Get Sick of Being in Debt - I think I feel this way at least once every couple months.
A Very Somber Holiday Weekend - Another sad day when a friend was killed in an accident.
I Had No Clue You Could Shift Credit Limits Around - You learn something new everyday!
What To Do If a Credit Card Employee Calls You - If you ask questions, you can find out some interesting info.
A Few Changes Made a Big Difference in Our Electric Bill - Little changes can sure add up.
I’m 30 But Going on 40 According to My “Real Age” - That was a bit eye-opening.
Downsizing Your Home to Save Money - Our home is 1100 square feet to begin with, but there’s room to downsize.
Deja Vu - Credit Card Debt is Under $20,000 - Under $20,000 twice in one year 
Done Deal - All Of Our Credit Card Debt is at 0% - This was a great accomplishment for 2007.
Five Words That Sum Up Our Debt Payoff Success - Five little words that pack a punch.
The Evolution of Our Emergency Fund - I was anti-emergency fund - but now I am pro-emergency fund. This is how it evolved.
Emergency Fund Update - $1,500 - We spent some time beefing up our savings.
Nope - I Don’t Feel Like Thinking About Debt Today - Some days debt seems trivial.
We Have Paid Off Half of Our Credit Card Debt - $18,807 was the magical halfway point in our debt reduction journey.
Renting Versus Buying (On a Smaller Scale) - What would have been a simple decision before (put it on credit!) isn’t so simple anymore.
Savings Account Update - $2,869 - We rounded out 2007 with a savings account balance that still amazes me. We have money in the bank!
Our 2008 Financial Goals - Lastly, I made some goals for 2008.
So there’s 2007 in a nutshell. For those of you who have told me they have read through my old posts…wow! That’s a lot of reading!
And if you would like to check out 2006, here’s a link to that post.
Coming up soon - a post highlighting my frugal posts of 2007. And I’m still working on that super-post of tips about saving money on groceries.
Random Posts
Leave a Reply
About This Site
Credit Card Debt
- Starting = $37,614
- Paid Off = $28,616
- Current = $8,998
- $25 ING Savings Bonus
Savings Account
- Current = $3,203
| BlogHer Ad Network |
| More from BlogHer |
| Advertise here |
| BlogHer Privacy Policy |
Posted: February 13th, 2008 at 12:04 pm
Wow, Tricia, what a great recap of your journey so far. The best part: you’ve still got the finish left!
Posted: February 13th, 2008 at 1:05 pm
I looked at your networth and I noticed that it’s bumped up again to where it was before the tax issues last year. So congrats!!! You’ve come a long way.
Posted: February 13th, 2008 at 4:20 pm
I missed your pregnancy and miscarriage news last year. I’m so very sorry. I know firsthand how difficult it is to lose a pregnancy and even years later, I still get emotional about my losses. But I hope you’ll have a new baby in your life soon, or whenever you are ready. I think you’re also doing amazingly when it comes to erasing your debt, so good job!