It’s taken one year and nine months, but we have finally reached a special point in our debt reduction…we have paid off exactly HALF of our credit card debt ($18,807).

Right now the tears are starting to swell up in my eyes. Everyone has their own mini-goals (as I guess you could call them). Of course, the main goal is to be debt-free. But reaching the halfway mark is a big mini-goal to me. I am very proud that we have come this far and we haven’t given up.

I’d like to thank every single one of you reading this blog. I have all of you to thank for helping us reach this milestone. When I am feeling down, you help lift me up. When I am happy, you share in my joy. Thank you so very much for joining me on this journey. I’m not sure I could have done it alone.

Indeed, there are many things to be thankful for this year. :)

I hope all of you have a wonderful and safe Thanksgiving holiday!



  1. JvW responded:

    Congratulations Tricia! What an accomplishment! It’s all downhill from here!

  2. pleasantpeninsulagal responded:

    Yeah! Way to go!!!

  3. Sam responded:

    You think you got it bad?

  4. Thryah responded:

    Congratulations, that’s a huge milestone, keep up the good work, because I’m looking forward to seeing just a zero in the side bar on “Current” someday.

  5. The Digerati Life responded:

    A big congratulations to meeting your milestone Tricia! I always come away inspired by your stories. Thank you for sharing all this with us.

  6. Lucy Lastic responded:

    Well done!

  7. Amanda responded:

    Congrats! I’m sure that feels great :)

  8. Kate responded:

    Congratulations

  9. Beth responded:

    I would not call that a mini-goal, Tricia — that’s a major goal you have achieved. Congratulations! Blessings to you and your family.

  10. Adeem Zafar responded:

    Congrats!

  11. Eva in TX responded:

    Bravo!! Now you know you can pay off 18K+ because you’ve already done it once!

  12. Sandra Jensen responded:

    Wonderful! Now there is something to be Thankful for!

  13. Erin responded:

    Congratulations!

    I hope you do a little celebrating today, maybe with some pumpkin pie :)

    Happy Thanksgiving!

  14. Chief Family Officer responded:

    Congratulations, Tricia! That’s awesome – have a wonderful time celebrating with some turkey!

  15. Bonniecello responded:

    Awesome! Well done!

  16. used vans girl responded:

    Congratulations 18k in less than 2 years that’s amazing and a real inspiration.

  17. Ashley responded:

    Yay! Congratulations!

  18. Joy Smith responded:

    That is fabulous! Congrats and have a Happy Thanksgiving!!!

  19. Colleen responded:

    Your blog has helped me keep on track this last year and for that I am thankful! You’ve done a great job of reducing your debt. Happy Thanksgiving!

  20. Krista responded:

    Congratulations! That is a huge accomplishment and you should be proud!

  21. danielle responded:

    Very awesome. I am proud of you.

  22. paidtwice responded:

    That is awesome!! Congrats!!! What a major accomplishment!!

  23. Da Big D responded:

    Hey not only are you 1/2 way there, but you have a savings acount of $2000!!! Keep it up, hopefully you can pay off the rest in 1 year 8 months and have $4000 saved!!!

  24. Brian responded:

    Way to go….this is a major accomplishment and is a reminder to all, that you can pay off large amounts of your debts quickly, once you set your mind to doing so.

  25. Jen responded:

    Congratulations!!! I agree w/ Beth – this is not a mini-goal, it’s a major one!

  26. Mrs. Micah responded:

    Excellently done!!! :)

  27. wealthy_1 responded:

    Congratulations and continued success. You deserver to tear up and smile. What an accomplishment!

  28. Jen responded:

    Congrats! That’s a huge accomplishment!

  29. jewel responded:

    Wow! That’s fantastic! Congratulations.

  30. Deby responded:

    Congratulations! Awesome job! :D

  31. 4 Great Money Articles ( Link Love ) « Kate Wallet Diary responded:

    [...] Away Debt on We Have Paid Off Half Of Our Credit Card . She took 1 year and 9 months to paid half of her credit card [...]

  32. mbhunter responded:

    Great job! Keep doing what you’re doing! ;)

  33. Sunday Morning Link Love ~ ING Direct Savings Referrals Edition | I've Paid For This Twice Already... responded:

    [...] also very recently paid off half her credit card debt! Be sure to pop on over and congratulate [...]

  34. In The Hole responded:

    Great job!!! Congratulations!!!

  35. Roundup for week of 18 November 2007: Furnace fire edition at Mighty Bargain Hunter responded:

    [...] Away Debt has reached the halfway mark!  [...]

  36. arduous responded:

    Congrats! I just got back from vacation, and when I went to check your website, the first thing I thought was, I wonder if Tricia reached the half way mark yet? And you did! Yay!

  37. Keiichi responded:

    Congratulations! I know that credit card debt can be such a huge pain and daunting because of high interest rates. You’re on such a great track!! Keep up the great work and motivation! You’re an inspiration to all of us that struggle w/ debt!!!

  38. J.C. Carvill responded:

    Congratulation, Tricia! With the same discipline, all would be paid off in less than 2 years. Imagine if you redirect and continue your credit card payment allocation into your saving account!

    J.C. Carvill
    Email: support@cosmosing.com
    URL: http://www.cosmosing.com/jeanclaudecarvill/index.php

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