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Posts tagged with: husband



Sorry for the late post. Usually I’m a few weeks ahead but we’ve been traveling and in the process, unplugging for a bit.  I had trouble logging into the blog and it felt a bit like the universe was telling me to rest.  Recover.

We’ve been on the road for more than a month now.  We made it to South Dakota. We stayed in beautiful solitude. We watched quiet sunsets. We fished. We took long hikes and didn’t see a single person. I couldn’t stop crying. I didn’t realize I’d been holding my breath for the last six months searching for the feeling of normalcy. I struggle with anxiety. I struggle with depression. As I pushed through the quarantine, I tried to hold on. I failed.

It was like breathing.  Deep gulps of fresh air.

We finally ran out of food and needed to take a trip to the grocery store. We searched frantically for our masks. We went so long without seeing another soul that we lost our masks. Oh Lord it was wonderful!  It was the emotional fix I needed to get me through another six months…or twelve?

Financially, it was a bigger hit than expected. We found bubbles on the trailer tires three days before we left and had to spend $500 replacing them. We also realized our T-Mobile phones are paperweights in South Dakota. We had to get a Verizon phone to get any service at all. Fortunately we reserved cheaper sites at campgrounds next year because I wanted to keep a good buffer. I tried to keep the “I told you so’s” to a minimum when talking to my husband.

We left for Montana last week. South Dakota was breathtaking and refreshing but the WiFi problem made work a bit more stressful. We’re trying Montana for a few weeks or months. We’re going to be bouncing around for a while…in the middle of nowhere. Breathing.

This is why Personal Finance should be Taught in School


I am a firm believer in experiential learning. I think it’s the most effective learning one can do. As Nike would say “just do it.” This type of learning is something I implemented in every single school subject I taught as a homeschooler and something I use in my discipline…natural consequences.

But I tell you know, watching the twins go through the moving out process and navigating the steep learning curve that is adulthood makes it very clear that personal finance should definitely be a subject taught in schools. And I’m not just talking about creating a budget, preparing for taxes, etc. But just the basic life lessons that we aren’t necessarily prepared for…

  1. How much money should one save to move out? And what are all the little costs no one thinks about. It’s not just how much is the rent.
  2. What all do I need to do to move out? Daily and Emergency Preparedness.
  3. What can I skimp on versus what should I spend some money on? Values and Quality.
  4. Application fees, deposits, utilities and all those little things that are taken for granted when you live with mom and dad ie what is always in the cupboards…
  5. Oh, and insurance, we can’t forget insurance. Car insurance, renter’s insurance and so on.

Lease Signed & Utilities Set Up

They asked me to accompany them to sign the lease. I wanted to make sure they read the fine print, knew what they were committing to and came away with a copy of it. We then made a plan of action for them to get utilities set up and walked through that process.

Signing their lease and visiting with a local cat. Any guesses on how long they will last without getting their own animal?

I sent them on their way to go through the process. But I did make sure they knew what to expect. And more important, knew what day to turn things on versus paying for utilities for a week before they move in while the owners are there doing clean up and maintenance.

This lesson has also hit home with watching Beauty learn lessons that we would consider every day knowledge. Those “ah-ha” moments are fun to see, but also very sad as she turns 18 in just a couple of months and is ill prepared for adult life.

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