We’re combing through our monthly bills and figuring out what we can get rid of to see instant monthly savings. Right off the bat we were able to eliminate $135 each month. This came from memberships to the gym and clubs we just don’t need and a credit monitoring service that we have replaced with an alternative through our credit union. It doesn’t sound like much but you guys are already teaching me that every penny counts. Hubby and I have also mentioned eliminating cable for the first time and it isn’t nearly as scary to discuss as we both thought it would be. This would be a $80 per month savings. The kids are good about playing outside sans electronics already and this would only encourage that good habit even more. Let me hear what other monthly items you’ve cut out of your budget completely. I’m sure there are obvious things that I haven’t thought of yet.
On this frugality note, thank you to Brandy of The Prudent Homemaker for her gentle nudge to more frugal living. I’m totally overwhelmed by the content of her website BUT I am intrigued by making my own laundry detergent. Now, just as an aside, I promise I just heard my entire family and group of girlfriends laugh out loud at the thought of me making laundry detergent. The humor in that visual is part of the fun I am finding in the idea! Also, I’m ready to explore buying beans in bulk. The kitchen is NOT my strong area but I am very good about making a menu and creating a grocery list from those recipes and then only buying what is on the list. I don’t go crazy in the grocery store. So the beans in bulk will be something we try for next week’s menu. Deep breath.
So, to recap…I have the savings goal set forth, I’m going to attempt to make my own laundry detergent and I’ll explore buying beans in bulk. Okay. Well that sounds pretty pathetic! Oh and I’m diving into chapter 2 of my “Money Road Map” book. One last thing I want to set a timeline for—sitting down and explaining our financial situation to the kids in terms they can understand and getting them on board as part of the “Debt Reduction Team.” I know they will be willing partcipants. We’ll get that done by Sunday, March 11.
Have a super Tuesday!