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Posts tagged with: financial responsibility

Temporary Credit Issued

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USAA has issued me a temporary credit while the investigation moves forward on the ATM.  I am thankful.  I enjoyed tips from the readers and will definitely use some of them in the future.  Thanks!

Now to a personal issue.  This one has the potential to impact finances and I’m pretty sad about it too.  It feels like just as I get myself feeling pretty good about things something else comes my way.  That’s life I suppose and I know I have many, many blessings but it is still tough.

My first ex-husband–the father of my children–has met and become engaged to a woman we’ll call NW for “New Wife.”  They met in December, he confided in me in early January that she broke up with him because she had never dated a divorced man with children (oh how I wish he had never told me that and even as he did I tried to cut him off–I did not need to know that but he has always struggled with boundaries) and then about ten days later she called him back and all I know is that it was back “on.”   Last weekend they became engaged.  She is 41, never married and no children.

This is challenging to talk about because I don’t know that I can convey how our relationship worked via blogging and I imagine there will be readers who jump to the conclusion that I am jealous.  Some of you regular readers know it has been a friendly divorce with the children’s time split 50/50 and no child support exchanged.  I have been told by countless teachers and professionals that my children are as well adjusted as they are BECAUSE of the unique way in which their father and I are divorced.  Friends and family have warned me for years that the potential for this good thing to go bad rested in my ex finding NW.  Everyone around me has recognized for years that I am the reason we are divorced well.  That I do the lion’s share of the parenting and Dad gets credit for a lot of what I do but that didn’t bother me b/c I focused on the kids.  If anyone should be made to experience unpleasant situations, it is the adults in the situation. 

Over the last 3 months the relationship with my ex-husband has deteriorated dramatically.  I do not want to jump to conclusions and assume this was a directive from NW for their relationship to continue but boy am I struggling with that!  It feels like since her return he has done all he can to be a man that was not married before and without children.  I no longer get responses to my inquiries regarding the kids.  The texts go unanswered.  I’m given excuses such as the phone was charging, he was driving, he was in a meeting.  These are logistical questions that I am texting or emailing about that simply do not receive a response.  As we enter summer we’ve had a lot of end of school and summer activity things to discuss and pay for. I am left to chase him down or just make decisions on my own and yes, pay for things too.

It hit a low point earlier this week and for now he is checked out.  He has left the kids with me for the majority of the month of May and that part is great for me–but not great for the kids.  I don’t know where this will go but I’m not looking forward to dealing with it if things don’t correct soon.  Thankfully the activities they are doing this summer are few and inexpensive so I’ve been able to pay the deposits on my own.  I do see the potential for having to escalate things to the courthouse and the very thought of that makes me ill.


Money Failure…

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Through careful Craigslist shopping, my husband and I have been able to purchase almost all the items we need to furnish the baby’s room. I went out to the garage, saw the neat stack of used furniture, and broke into tears. Rather than see brand new furniture boxes with happy baby photos on the front as I had always imagined, I saw “someone else’s stuff.”

I felt like I had failed all my picket fence dreams.

Several of my friends are having babies and they share their stories of shopping for furniture at pricey stores and picking out themes. Meanwhile, my ‘theme’ is – buy study wood furniture that matches… sort of. Don’t get me wrong, it will look great and I’ll spend 90% less than my friends, but I couldn’t help but feel a little ashamed that I spend my weekends at garage sales and traipsing through people’s homes asking for deals.

Yesterday morning, the head of HR stopped to chat. He and his wife are expecting their third… and ‘very, very, unexpectedly, accidental’ child. They have to start over on purchasing baby goods and he mentioned the ‘killer deal’ he got on a crib from Craigslist.

I choked on my caffeine-free tea. ‘What?!?’ I gasped, trying to take a breath.

Keep in mind, this guy makes well over 100K a year.

“Yeah, it’s great. Why should I take the hit on retail? Let some other sucker pay it” he said with a huge grin. He saw the shock register on my face, grabbed my arm, and said, “Oh my gosh Rebekah. Please don’t tell me you bought something new right? It’s such a rip off!” he said.

“No. The room is furnished thanks to Craigslist and garage sales” I said.

“Thank goodness! I knew you were smarter than that” and he continued to chat away.

Do you even know what a relief it was to hear that – especially from someone who can afford nice things? I was flying high finally thinking I hadn’t failed, I’d simply been smart about my finances… for once.

All the furniture is paid for with cash. I guess I do have a theme…

Financial Responsibility.


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