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Travel Costs

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One of the biggest bones of contention in my latest budget is my travel budget for the year – $6,000. I felt maybe a little more explanation was needed…not justification.

Gymnast to Georgia

First, this is first year Gymnast has lived away from me. And thusfar, I’ve only had to purchase two airplane tickets…one was $366 (round trip to visit us over his Spring Break) and one was $74 (one way flight to Georgia for the summer). I’ve got one more I know I have to purchase to get him home this summer. And then I know I will bring him down either for Thanksgiving for Christmas…at least.

Trips from Chicago to Georgia, can add up quickly and I want to have a buffer in case I ever need to facilitate a trip quickly…my grandmother and mom are fine, but I know things can change at any point. I have to be in a place to bring him home quickly if I need too.

Georgia to Texas

As long time readers are aware and someone pointed out in the comments, my mom was diagnosed with Lewy Body Dementia and Parkinsons in the last couple of years. As she has declined and been limited in what she can do, we have increased our trips to Texas. That is why the quarterly trips at this time…

And they fluctuate in expense…depending on the time of year, who all is going and how we are going. Last Thanksgiving, I had planned for all 5 of us to go and rented a car. This Spring Break, it was only 4 of us and we took my car (which ended in a wreck.) And this summer, only Princess and I are going and we are flying….

When we drive, it’s 28 hours of drive time round trip, which means a minimum of 2 but possibly 4 hotel nights depending on how driving goes. (We typically get there in two days of drive time, but here are times when we must stop more.)

Ok, are you getting the point…if we 3-4 times a year, it adds up. $5,000 (subtracting some for Gymnast travel) ends up being $1,250-$1,566 per 9 day trip. I don’t think that’s unreasonable.

This Summer

Princess and I will go alone this summer. My dad bought us airline tickets to get there with his credit card miles. And our return flights were $74 each (just like Gymnast as he will be returning home with us then.) So our summer trip cost will be minimal…

With that in mind, I am not willing to change the budgeted monies. I will be more comfortable with a buffer in case of emergency.

I hope this clears up why this amount is disproportionately large compared to the rest of my line items. It is certainly not representative of my dedication to getting out of debt. But it’s no surprise that my family comes first…

Do you have things going on in your life that trump the “full on sprint” to debt payoff?

 


Update on my Side Hustle

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As you know, I’ve been substitute teaching since March. I got my first paycheck at the end of March…a whopping $69. Woot, woot.

That was pay for one day of work. And I’ve worked 2-3 days per week since then. And not only am I substitute teaching, but I am able to work on my own business at the same time. Can you say double dipping?! Loving it!

And I’ve been making wise decisions at the same time…taking my lunch, working through lunch and continuing to be committed to saving the income from this side hustle.

I have definitely learned that I prefer the high school to the middle school. But I’m going to dip my toes in at the elementary school next week. So wish me luck!

Because I’m not really sure what this income looks like, and it will end next month for the summer, I have not accounted for it in my budget. Since I had already planned to rebuild my savings account and pay additional monies to debt with it, I think it’s okay.

But I’ve definitely decided to continue doing it. I enjoy being at school with Princess. While I haven’t taught any of her classes, I am enjoying getting to know some of the kids and getting to see her during the day. It makes my homeschooling mom’s heart happy.