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Hope’s February, 2018 Debt Update


It seems like a lifetime ago that I did my last debt update, but it was just two months ago.

Debt Balances as of Feb. 26


(as of 10/14/17)
Min. Payment
Credit Card$5,01417.00%$36
Summer Camp (2018)$1,4310.00%$0
Student Loans$34,0732.88%$307
Taxes (State)$5,8000.00%Re-negotiating
Self Lender$67910.57%$97
Collections 1 (Medical)$186$0
Collections 2 (Apartment)$499$0
Collections 3 (Ex-husband)$5,8216.25%$246
Computer Equipment$022.90%$0
There does not seem to be much needs explaining. I am only paying the minimum due on each debt right as I job hunt.  The tax debt is being renegotiated because the state’s number were evidently based on the federal tax returns that were returned saying I owed $18,000 but have since been corrected.  (Issue was the result of my adopted sons’ last name change.)

Cash on Hand

As of today, I am down to my last $200 in my everyday account. I have not received my final paycheck and have not heard whether my unemployment benefits have been approved. The local career center for the Georgia Department of Labor representative told me to call back tomorrow. It sounds like my employee is continuing to dispute my claim. No words!

They are also still holding my 401K hostage with their approval process. It’s been two weeks since I requested the move. I made another phone call to Voya today, and they said since I had already called the employer, they would prompt the account manager. I don’t know what good it will do, but my hands seem to be tied.

Next Steps

Needless to say, I’m applying like a crazy person.  I think last count I have applied for over 153 jobs through LinkedIn and have now added Indeed, Guru and several other job sites to my daily hunt. Do you have any other suggestions of places to look?

I will begin drawing from my savings at the end of this week if nothing else comes through.  This makes me so sad, but also so grateful. But mostly mad!

Last Regular Season Meet


This is a more personal update versus money related.  Please skip and come back tomorrow for my debt update if not interested.

This past weekend was CRAZY!  First Princess played in a day long tournament in a city 2.5 hours away on Saturday.  We got home about 7:30pm Saturday.

Then Gymnast competed in his last regular season gymnastics meet. States is in two weeks.  I was exhausted by the time we got home last night at 11pm.

But I wanted to share some video clips of this latest meet.  This is his 6th year competing. His first year with a new team. And he competes as a Level 7 gymnast.

Gymnast Competes

He placed 1st All Around and either 1st or 2nd on all six events. He amazes me! I hope this gives you a glimpse into why I am committed to continuing to facilitate his training.

The Cheering Section

This meet was made even more special when four of our extended family members showed up to cheer him on! There were four generations of family there with us.  It was awesome!