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Jun 24, 2019    |       2 comments

An Uber Productive Weekend

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Instead of using my “kid free” weekend as a staycation or going somewhere or even spending a dime…I’ve been uber productive! And I feel so good about it.

While this doesn’t really directly affect my debt journey, I did have some time to be in my head and really evaluate our living situation.

Marking Off My To Do List

But first, what I got done…

  1. Cleaned out and purged the kitchen cabinets. While I didn’t have a great deal of food to get rid of, but I did check the dates on everything and purged our seasonings.

  1. Cleaned out our medicine cabinet. It was LONG overdue. Now I’ve got to make the time to drop off expired meds at the local police department for safe disposal.
  2. Cleaned out the hall closet where we keep extra bedding, winter clothes, etc. We had purged this one pretty good last time, but I did organize things so we can easily see what we have.
  3. Began cleaning out my closet. Going to have to finish this one when I get to set up the new living room because some of the items stored here will be moved to the shelves in the new and improved living room.
  4. Began moving bedroom furniture, etc. out of the living room as we prepare to have a true living room for the first time in over 4 years…I am so excited!

The twins are going to be switching spaces this week as Sea Cadet prepares his stuff to stay in storage. He is only allowed to take a duffel bag and back pack with him.

Still Working on It

I’ve still got a few more things to tackle on my to do list before I pick up Princess from camp this Friday. But I am feeling very accomplished from this weekend. And feel like our home will be in the best shape it’s been on by the end of this week. After two years here, it is ready for a good purge!

I have to admit I did procrastinate quite a bit this week, but once I got started…well, it feels great! Do you have a project you’ve been putting off starting? I encourage you to just dive in and get going? You will feel so good afterward!

Jun 21, 2019    |       7 comments

Insurance Savings

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Took the time today to get on the phone with our auto insurance company and consolidate all of our policies. Sea Cadet and I had remained on the same policy, but since History Buff lived away from home for a couple of years, he had his own.

Auto Insurance Savings

The motivation was two fold: 1) save History Buff some money on a monthly basis and 2) be prepared for Sea Cadet leaving at the end of next month. (We have determined that Sea Cadet will be covered by an Americorps policy while he is working there, so I will be able to remove him from ours while he is away without worrying about a gap in insurance.)

By moving History Buff over to my policy and applying for the good student discount (maintaining a 3.0 GPA) he will save about $60 a month for the same coverage. Woot, woot!

The call did take about 45 minutes of my day, but I think the coverage and peace of mind is well worth. Have you called your insurance broker lately to check on your policies and coverage?

Do You Bundle Your Insurance

I have all my insurance coverage with USAA – renters, life and auto. Do you use different companies for different insurance or do you bundle yours with the same carrier? When the twins turned 18 I had them do a school assignment where they had to get insurance quotes for auto and renters policies from three different companies. No one came close to USAA rates. Not to mention their service and access has always been fantastic.

I would love to hear more about your insurance experience. As the twins grow closer to leaving the nest, I am encouraging them to research and make the best decision for themselves in these matters. But I always emphasize not only checking rates but also reputation. There is nothing worse then having a none responsive insurance company when tragedy happens.

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