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All the Holiday Things!

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Happy, merry, all the things!

I hope U.S. readers had a lovely Thanksgiving weekend and enjoyed spending time with family and friends.

Everyone finish up all your Thanksgiving turkey? I used this sour cream enchilada recipe with leftover turkey (substituting in place of the chicken) and it was delish! I also made turkey noodle soup (sharing some with a sick neighbor who missed out on the holiday), and we are now officially finished with our turkey!

Holiday foods

Usually I go pretty “big” for Thanksgiving, but we were more low key this year. We had turkey, homemade cranberry sauce, mashed potatoes, stuffing, and brownies for dessert (no pie!). Plus rolls. We did have rolls. But normally I’d also make sweet potatoes, green bean casserole, and several other side dishes and/or desserts that I didn’t do this year. It was perfectly lovely, but still reasonable from a food preparation perspective. Not overwhelming with leftovers and nothing went to waste. In fact, my grocery spending this month is a little lower compared to the past couple months!  A true shock to me given that I’d planned my budget thinking that food spending would be higher this month. But we managed to squeeze out so many leftovers from the single Thanksgiving meal that it saved us on food costs that week (and still finishing it up here today and tomorrow).

Save some, splurge some…

So we saved on food, but we splurged on something else – family photos! I received a recommendation from a friend and we had photos done the day before Thanksgiving. The weather was perfect and we got gorgeous desert shots of our family all together. The photographer does it as a side-hustle (her full-time gig is as a nurse), so she was way more reasonable than some of the prices I’ve seen quoted elsewhere. We spent $140 for an hour and a whole gallery of digital photos. Here are a couple of my favorites:

Bearded man hugging and kissing a smiling woman from behind outdoorsFamily of four in navy outfits posing on a desert trail with saguaro cactiSmiling woman in navy sitting with two girls hugging her outdoors

(Photo credit to S. Houghton Photography for local Tucson friends)

Memories to last a lifetime!

Long-time readers have watched my kids grow since they were 4 years old (they’re 10-and-a-half now!). I can’t believe how much they’ve grown. It’s true what they say – the days are long, but the years are short. While pictures may not be in everyone’s budget, it’s a planned annual expense for us because I want to document this time in our lives. When the girls were younger, we would take our own annual photos (we didn’t even own a tripod – we’d just prop a camera). Or there were times we’d have my stepdad take our photo with his fancy camera. Other times we did cheap pics in the Sears photo studio. The point is, there are ways around going to a professional. But if you can find a reasonably priced photographer who fits your budget – I think its a worthwhile splurge.

Do you do annual family photos?

Do you use leftover turkey in other creative ways? Recipes you want to share?

 

Splurging On Concert Tickets And Going Easier On Myself

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Splurging on Concert Tickets

You’ve probably seen lots of news articles over the past few days about Taylor Swift’s Eras tour and the struggle to get tickets. Unfortunately I’ve found myself caught up in all the ticket buying craziness! My sister and I love Taylor and have been fans since she released her second album Fearless. Going to her concerts has been a major bonding event for us over the years.

My sister and I have a seven year age gap, so as you can imagine, we haven’t always gotten along. But we’ve always been able to bond over our shared love of Taylor Swift’s music, so it was important to me to get tickets for this tour.

I Got Tickets, But They Were Expensive

I did manage to secure tickets, but the whole ticket buying process was a mess! Although I had a presale code, I wasn’t able to actually purchase tickets because of all the technical issues with Ticketmaster’s website. Earlier today I found out that the general sale was cancelled, so my only chance at getting tickets was to buy a pair from resellers.

Since Taylor is one of two artists I ever want to see in person (the other is a pop punk band that charges about $30 for tickets), I caved. I paid about $850 for two tickets in the nosebleeds earlier this afternoon. Ouch! My wallet hurts just thinking about it. I didn’t have savings to cover this because I honestly didn’t think Taylor would do a nationwide tour right now.

Her last tour got cancelled because of the pandemic and only had two stops – one in Boston and one in LA. I thought she would do something similar for Midnights because of lingering COVID concerns, which would make it impossible to get tickets. For reference, when Harry Styles did a one-night musical event, resale tickets sold for $11,000. That makes my $850 tickets look like a bargain!

For now, I took the money out of savings. But I’m going to do a credit card offer to get a sign-up bonus to help offset the cost, and may look into bank account bonus offers as well. I also got an unexpected $380 check recently, so that will cover about half of the price of the tickets. My sister offered to pay for her ticket, but I think I’m going to give it to her as a Christmas gift. We usually don’t exchange gifts, but she’s been having a tough time lately and I want to treat her to an unforgettable night out.

Going Easier On Myself

Before I started working with my therapist, I would’ve beaten myself up endlessly about this ticket purchase. Even though I can afford it and am going to find ways to replace the money I took from my savings, splurging like this still would’ve flared my financial anxiety. A few months ago, I probably would’ve been sitting in bed crying right now. I definitely wouldn’t have been able to sit down and write this post, so I’m pretty proud of my progress!

I’ve realized that taking a balanced approach to finances means that sometimes I won’t make the absolute wisest, most frugal decisions. Sometimes I’ll splurge on a concert ticket or a nice dinner out even though I’m trying to get out of debt and put myself on a good financial path. I’m a human, not a robot. I still have to live my life and enjoy myself a bit on the road to debt payoff, or else I’ll burn out. So I’m trying to go easier on myself and find financial balance.

How do you find financial balance in your own life? I would love to hear your thoughts in the comments below!

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Layoffs And Holiday Plans

Holiday Faux-Pas

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