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I Transferred the Wrong Balance!!

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I can’t believe it. When I transferred the balance for my one card I also decided to transfer some money to another card. Well, I screwed up the transfer on the one card! I can’t believe I did it – I sent the balance transfer to my card that was already at a zero balance for the life of the transfer!

AHHHHH!!!

So, instead of being at zero percent – it is at 5.9%. As Homer Simpson would say….. DOH!

Not only that, but there is a huge credit on that card now. This has really put a little crimp in my plan to rid my debt. I have to go back to the drawing board and figure out what do to now. This weekend I will be posting my game plan.

It’s a setback – but with determination it can be overcome 🙂

Technorati Tags: balance+transfer, credit+card, debt

Credit Card #5 Almost Paid Off!

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I checked and yesterday my balance transfer hit Credit Card #5 (which, I just remembered I have to get my list of debt back up – that’s coming soon!). Probably this weekend I will sit down and pay the final amount due (around $30.00). Then, one of my credit cards will be paid off!

I am excited to get to that step. Most of it was due to a balance transfer, but it’s still a step in the right direction 🙂

Now – any guesses on when my credit limit will increase on that card now that I will be paying it off completely? And this is the card that would not give me an emergency increase (the limit is $1,000) when we needed money badly. My guess is that by April 30 they will raise my limit 😉

Technorati Tags: credit+card, debt