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I Spoke To Soon …


I wrote that beautiful post about praising our car, and my husband comes home from picking up my son from school. “Hey Dear…” he yells up to my office, “the check engine light came on in the car.”

Oh, crud.

In the past for all of our vehicles, the check engine light coming on meant needing a small part replaced that cost a lot of money. Of course, I hope this time will be different, and I am going to try my hardest NOT to put the expense on a credit card.

Really though, there are a million other things my husband could have said when he came home. Among them being in an accident or someone getting hurt.

You know what, the car repair will be a small hurdle to get by before being able to pay more towards the credit card debt. But when I think of what my husband could have said (and didn’t), I feel pretty darn rich.

It’s always good to keep that in mind.

Betray Me and I Get Bitter …


For those following my blog, I’ve been having a dilemma. What credit card do I pay a chunk of money to? Yesterday I chickened out and cancelled the payment to Credit Card #4 because I started thinking the money was better off going towards Credit Card #2.

And guess what was in the mail today? My statement for Credit Card #4. The buggers raised my rates up to 15.74% (up from 14.99%). Not a huge leap, but an increase. I did get something in the mail last month about the card now having a variable rate, but I put it in my “to do” pile and didn’t look further into it.

I’m a little disappointed. I’ve had this card for about 8 years or so, and it was the “steady eddie” card. It always has been 14.99% – until now that is. My other cards have pulled me through a loop, but not Credit Card #4.

If I sound like I am getting mushy here, I am. I feel like I have been cheated on by my credit card. After all of these years…

So, decision made. The money is going to credit card #4 because I don’t like feeling betrayed. Credit Card #4 – you are the weakest link…goodbye!

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