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Feb 12, 2009    |       26 comments

$2,000 More at Our Disposal

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I’ve been hearing buzz about credit cards lowering credit limits. It makes sense they are trying to reign in all that available credit floating around out there. That is why I was so surprised to get a letter in the mail stating that my credit limit was increased.

I haven’t requested it so I do find this increase odd. The only reason they gave for the increase was that we were great customers. Hmm…it really is odd timing. About a week ago I found myself starting at the LCD TVs again and found one that was really pretty. Maybe they were spying on me and the credit limit increase is to try to lure me into buying one LOL.

Or, they noticed that we used to have a balance and only paid the minimum. Maybe they are trying to get the “great customer” back.

All I know is that I am going to be so glad when it’s time to start closing some cards. It’s not because of temptation, it’s just because I’m tired of them. They are no longer the friends they used to be.

Feb 11, 2009    |       27 comments

Not Sure What to Think of This Way of Asking for Money

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For the most part, we have not been giving monetary contributions to charities during the year. I do volunteer work during the year as well as donate goods. At the end of the year, we budget for a big donation to one organization as well as go on a shopping spree for toys for tots. It simplifies things for us.

Our alma mater is persistent with receiving a donation from us. The telephone calls have finally stopped, but they still send mail at least once a month. We may give them money at some point, but not right now and if we give money it would be for a specific program. I’m not too sure what to think of their latest plea for money.

My husband and I received a Valentine’s Day card congratulating us on our college romance. It was cute up until the last paragraph where they asked us to consider a gift to them in celebration of our romance. That changed the whole tone of the card.

It’s almost like giving an anniversary card to your parents and then at the bottom asking for a loan. It seems very tacky. Maybe I’m being overly critical – what do you think?

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