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Slowing Financial Progress… on Purpose

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My husband works a lot. He works days and nights and I do what odd jobs I can to help pay our bills more quickly.

We don’t see each other often. Perhaps that’s why our marriage is so great. We don’t have time to fight – heck we’re just so darn excited to see one another we don’t really… um… talk much.

He took a rare three nights off last week and we went running and cycling together every day. We made dinner. We walked the dogs. We watched movies. We remembered what it was like to be married.

I couldn’t help but think about how wonderful it was to have him around – to see him relax, even for just a night or two. He must have been thinking the same thing. He said, ‘I want to work less and live my life more.’ He has decided to work 6 days per week and 2 nights per week – and yes, that’s a cut-back (he was working 6 days and 6 nights).

I can’t agree with him more. As he toils to pay our debt, I can’t help but wonder if our self-inflicted punishment of hard labor is worse than the crime of spending. I wonder if one day, we’ll look back and regret the time we missed when our life was just us. We can cover our bills plus some without the extra work so we’ve decided to slow down.

So… we will pay things off more slowly BUT I have my husband back – and I’ve missed him dearly.

Surviving financial tests…

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As I said on Friday, I had $50 for the bachelorette party this weekend. I opted not to attend on Friday as it required $35 for the hotel stay and $35 for um… something else. Saturday, I got dressed in my bridesmaid ‘uniform’ and headed downtown.

A 7 pm bachelorette dinner time that coincided with a 7 pm baseball game start and the 7 pm Saturday night party crowd shot parking rates and traffic to a premium. Unable to find an overnight parking place, I parked in an hourly rate spot (a spot that makes more per hour than I do). All throughout dinner, I checked my watch thinking, ‘Tick tock goes the meter – and my $50 allowance.’

I ordered the cheapest item on the menu, a $9 greek wrap, and had 2 – $2 beers. I dropped in $20 to cover my meal.

$30 left in my wallet.

We went to a club where I used $6 from my ash tray to have a Corona with the girls. As I sat nursing my beer with ‘Bridesmaid’ bedazzled across the chest of my pink tank top, guy came up to me and asked me to dance, he mentioned it was his 21st birthday… which had me thinking, ‘What is the official definition of a Cougar? And dear Lord… I’m not one right?!?’

A few more hours passed and I realized that I could not afford $35 for the hotel. Parking costs had chewed threw my money. When I pulled out of the garage, the kind and generous parking man gave me a discount from $54 to $30. Maybe he saw the shock register on my face – or maybe it was because I had my car loaded with bridesmaids in the same pink tank tops giving him Colgate smiles while winking flirtatiously.

I survived the weekend on $56.

And… it wasn’t so bad.