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High School Reunions and Financial Success…

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Yesterday, my husband notified me we would have guests – one hour before their expected arrival time. I think he does this on purpose because I keep a clean house but I tend to go a little over the top when we have guests over. I wash the baseboards, scrub the fan blades, clean the oven… you get it. The more time I have, the more likely I am to get to cotton swab level.

Then, he casually mentioned that the guests were old high school buddies and this was really important to him.

On the inside, our home is nice. On the outside… well, let’s just say we usually wait until the sun has set and our guests have had a glass or two (preferably three) of Chardonnay. We can’t afford landscaping so our yard is a grouping of well mowed weeds and raked dirt piles.

Before we went on this recovery from debt diet, we had planned to landscape our backyard and remodel our 50 year old kitchen. Take out another loan – it would have been so easy. But now, we’re living within our means and paying off debt. It will likely be another 5 years before we can pay cash.

It’s hard to deal with the pressures of keeping up with our peers. It’s hard to not feel a little embarrassed at our less than presentable yard (though to be fair, his friends had nothing but nice things to say).

Sometimes it’s hard not to feel frustrated but…

It’s not hard to feel relief from the lifting debt. Seeing we’re only about a year away from being debt free is like breathing again.

Spending when you owe…

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There’s a fine line between some necessities and wants – for example a personal computer.

Our computer was devoured by viruses and is so old it practically runs on original UNIX. When it starts up, it sounds like an 18-wheeler!

My husband and I both received an extra paycheck this month and are contemplating purchasing a desktop computer. My employer generously offered to pay for 25% of the total cost.

I’m struggling with this purchase because it’s several hundred dollars – several hundred dollars that could take a chunk out of our debt. BUT, do I say no to a very generous offer? An offer I may never get again? Do I try to survive without a computer?

We decided to purchase a mid-line computer but the real question is…

what would you have done? Is a computer a ‘want’ or a ‘need’?