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Our first fight with Collections…

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Yesterday we received a call I thought we’d never get. A call from…

A COLLECTIONS AGENCY!

‘This message is for Rebekah’s husband [obviously they stated my husband’s full name], we have an urgent matter to discuss with you. We’re calling from Blankety Blank Collections, please call us immediately!’

I called my husband in a panic. ‘Honey, you’ve got something in COLLECTIONS! Can you call them the second you get home!!??’

I dialed again.

*ring*

‘Hon, don’t give them your Social Security Number!’

*ring*

‘Hon, don’t give them your credit card number!’

*ring*

‘Tell them we want something in writing or an office address!’

To which he finally said, ‘Sweetheart, I can’t call them unless you stop calling me.’

Oh. Oops.

A few minutes later, he called me back and said…

‘Same name, wrong person.’

Hey Collections folks, thanks for making not only people with who can’t pay their bills miserable but also everyone else who shares their name.

I can only hope they won’t be calling back.

Credit Card Purchases I Don’t Regret…

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I know I’m supposed to say I regret everything I bought on my credit card – this IS a debt reduction blog, I get that – but I don’t regret everything.

My first summer out of college, I flew to visit my sister living in Ireland. I had no money and no job, but this was my first opportunity to see my sister who I hadn’t seen in a few years.

We drank pints of Guinness in dodgy bars, ate Irish/Chinese food, explored the entire island, and somehow crashed her car into a fence. We sat on the edge of the Cliffs of Moher while David Gray sang ‘This Years Love’ from our cheap speakers. I had just started dating someone new (I later married that same fabulous man) and couldn’t imagine a world happier than mine at that moment. I had the most memorable trip of my life… and my MasterCard footed the $1,500 bill.

I know there are many more memorable trips in my future (trips I will save up CASH to pay for) but I don’t regret that ‘foolish’ spending. As I’m paying down my credit card, I try to remember that at least part of that payment is going toward one of the best times in my life. It takes a little bit of the angry bite out of those payments.

Is there something you don’t regret pulling out your Visa buy?

…
So who’s to worry
If our hearts get torn
When that hurt gets thrown
Don’t you know this life goes on
And won’t you kiss me
On that midnight street
Sweep me off my feet
Singing ain’t this life so sweet
…