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The Rebate with Strings…

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After months… OK, over a year… of delaying the inevitable, I finally caved and bought a new cell phone. My phone is several years old – which in cell phone years equates to centuries. I would have kept it, but when the reliability of actually being able to make calls sinks under 50%, it’s simply time to move on.

I went into my local Verizon store and pulled out my phone to show the salesman the level of phone I wanted – aka, a cheap one. He looked at me, looked at my phone, and then replied, ‘They don’t make phones like that anymore. Exactly how OLD is that thing?’

He was incredibly helpful and walked me over to the section of phones that don’t require data, internet, or gps plans. He didn’t pressure me to purchase accessories and helped me choose a phone that worked for my um… ‘discriminating’ taste. Some like to call it cheap, but I think ‘discriminating taste’ sounds more refined.

My phone was ‘free’ after a mail-in rebate.

Today, I received my rebate – a Verizon Visa card. Sure I can use the card anywhere Visa is accepted but what happened to the good ol’ days of checks I could cash? Now I have to figure out where in my budget I can use the card and try my best to spend it all at once so I don’t have to keep a record of how much is left on the card. If I only use part, I have to record the amount remaining and charge the exact amount on the next transaction, otherwise the card will be declined.

They make it nearly impossible to complete the rebate submission information correctly and now spending the rebate will be equally as difficult?!?

It’s a good thing I have another 5-7 years before I need a new cell phone.

Financial Injury Report… Part II…

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When it comes to cars, I have a poor track record.

Sure I get my oil changes, my tires rotated, and every once in a while, I’ll throw in a radiator flush when the service guy nags me enough, but that’s pretty much where it ends.

I’m more of a reckless, fix it when it makes weird noises kind of gal.

This always worked when I was in college – but maybe that’s because dad was always there to ‘borrow’ my car and bring it back a few days later after he paid a mechanic to clean up my mess.

After I graduated, I bought a new car and with that, bought myself out of any service requirements for at least 50,000 miles (in my mind anyway).

Unfortunately for me (and VERY fortunate for my car), my husband believes in regular maintenance. Both our cars hit 60,000 miles this month and he scheduled maintenance on his truck this month and mine next month.

He worked with a family friend and was able to get the service done for $300. As I was figuring out where to pull the $300 from in our budget, the lovely state of California sent his truck registration bill of $295 – the fee unexpectedly raised yet again from last year (Thank you Arnold Schwarzenegger).

My husband and I were both able to work some odd jobs this month – thank goodness! – and should have most of it covered. But this week is turning out to be one expensive week!