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Posts tagged with: cell phone

Phone Cost and Should Kids Pay It

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I think almost every person in debt struggles with the cost of phone service at some point or another. There just don’t seem to be any cheap AND reliable options. And then add to that, the cost the phones these days. Yikes!

The Situation

This was brought to the forefront in our home this week when Princess, who is super responsible and takes very good care of her stuff, accidentally dropped her phone and it shattered. If this was Gymnast who literally breaks EVERYTHING or History Buff who threw his phone to the ground to test the “shatter-resistant” claim, I would think nothing of it, they would just have to do without.  But Princess is devastated and this is highly unusual for her.

Princess and Gymnast have iPhone 5s (I think that’s what it’s called.) I got a really good deal on them earlier this year. I wanted them to have a way to stay in touch, especially since we were moving states and I was beginning to work outside the home.

The mom in me wants to get her a replacement as soon as possible. On the other hand, I want to make better financial decisions.

What are your thoughts?

She does have money, she has a healthy spending account and some savings. I guess my question is do I leave the burden of replacing her phone on her at 13 years old with no regular means of working and earning money. Do I match her in some way? Do I just replace the phone, knowing this was truly an accident and not a pattern at all?

I pay for her service (and her brothers’) and am under contract.The service can not be cancelled to save the monthly fees until she gets a new one. Although I think Verizon offers a way to put the account on hold for a certain period of time, but it extends the contract period.

I am torn. Your guidance is greatly appreciated.


Bad Decisions?

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After my not so nice request to my employer to please stop contacting me while on maternity leave, I experienced a wonderful time of peace and quiet.

That didn’t last long.

On Wednesday, the calls, e-mails, and texting started again.

Maternity leave is great, but keeping my job is important – especially since I use my paycheck to pay my mortgage and pay down debt.

Sure, I understand that they can’t legally fire me for turning off my phone while on disability, but I’m a bit concerned about what will happen AFTER I return to work. You can bet my employer will remember I ignored calls.

All day Wednesday, as the calls came one after the other and I pressed the ‘ignore’ button on my phone, I told myself I deserved just one more day of quiet. I’d get to them on Thursday.

Thursday morning, I woke up to more voicemails and decided…

I’m not going to return any more calls while out on leave.

Bad decision financially? Maybe.

But I only get to spend a few precious moments with my newborn son – and I’m going to enjoy every single one.


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