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New Numbers!

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Well, we are under $90,000!  Not by much but that’s okay…I am feeling pretty good about the near $5,000 paid down in debt in June.  It wasn’t easy but so worth it!  I was determined to get below the $90K–that was my goal.  It meant cutting corners even moreso with spending but it is done!  It also meant not putting an extra hundred in the emergency fund but I really needed the morale boost so that’s the route chosen.

You’ll notice that my Dad is paid…that annoying small credit card is done and then a huge near $2,000 credit card balance at 15.9% interest is totally wiped out!  Our next focus will be the dreadful Bank of America card with $23,278 on it.   That hag BOA will be getting an absurd amount of money from us each month but only for a time certain so that’s the bright side.

It’s 11 pm here right now and I have to wake up for a 6:30 am flight to Denver.  Let the paid for vacation begin!  🙂

Friday! Friday!

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I used to look forward to Fridays for the usual reason–a weekend ahead!  Now I look forward to Fridays because I get to look at our budget spreadsheet and go pay what I need to pay!  I get such a good feeling out of being able to look at our weekly checklist and knowing exactly what I need to do!  This is a far cry from what used to be the norm.  I’d pay bills frantically with no rhyme or reason and NO PLAN!  Wow.  Looking back that was so exhausting!  While it still isn’t fun to have to send so much of our hard earned money to third parties…at least there’s a plan for doing so and an end goal.

And so I am up very early on this Friday morning hearing birds chirping outside in the morning darkness (they have to chirp pre-PRE-dawn because by 10 am I’m pretty sure they’ve all passed out from the horrendous heat we’ve been dealing with) and getting ready to go knock out some debts!

Stay tuned for another post later today on what I’ve decided will be a new Friday addition to the blog—Random Rants.  This won’t be just a gripe session for the sake of griping but instead just my observations about random things that cross my path on a regular basis.  They may have something to do with finances but most often–they will not.  They will always be about things that puzzle me and make me wonder about my fellow human beings–but, most importantly, I hope they make you laugh!