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Frugal Traits

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I’ve been a little on the frugal side for as long as I can remember.

When I was a young child, I remember always trying to conserve each precious page in my school notebooks and writing spirals. At the end of the school year if pages were leftover I refused to let them be wasted. Instead, I would use them for writing letters to friends, or writing poetry (one of my hobbies as a child). As an adult I have a little notebook I still use and now I consciously try to use every inch of every page. If a grocery list only covers half a page, I’ll tear off the bottom half and use it for something else (same thing for front/back). It’s always been a trait of mine.

But there are a couple other frugal traits that I didn’t pick up until I started blogging here, just over a month ago.

  1. I now wash and re-use ziplock bags. This doesn’t work as well with the generic bags (they break down faster due to inferior quality). But I had a stash of name-brand ziplocks already on-hand from before starting blogging. I used to use them all the time for all kinds of things and I would toss them when I was done. Now I make a conscious effort to use them sparingly (e.g., for leftover slices of pizza, I fit into a tupperware instead of throwing in a ziplock bag). When I do use them, I try to reuse them multiple times. I still feel weird about reusing bags that had meat in them (e.g., I buy a “family pack” of chicken breasts and appropriate out in sets of two into ziplock bags to freeze individually), but if its anything non-meat I will wash it out and re-use. I’ve found this handy for cheese (I buy blocks of cheese and shred it myself, then store in ziplocks that I wash and reuse), fruits and veggies (if I only use half a lemon, half an avocado, etc.), and more!
  2. In a similar vein, I’ve been saving the liners from cereal boxes. When a cereal is gone, instead of throwing away the plastic bag it was in, I wash it out and save it. I’ve found these to be perfect for storing my homemade bread (which is often too long to fit in a gallon-sized ziplock bag. Plus, its thicker than a regular ziplock and seems to hold up well to freezing.
  3. I have also started saving my baby’s bathwater to use for watering plants. I literally keep a big Home Depot bucket in my hall closet. After they have baths I will fill the bucket up and take it outside to water the big plants in our yard. I can usually get 2-2.5 buckets from one bath. I did a quick google search to make sure using leftover bath water wouldn’t hurt our plants (because there’s some soap in it), and it looks like its fine for our plants (but check for yourself, because it can be harmful to some plants). However, I found that this is actually a “thing,” called recylcing grey water (i.e., “waste-water collected separately from sewage that originates from a clothes washer, bathtub, shower, or sink, but not a kitchen skink, dishwasher, or toilet.”) Apparently this practice is illegal in some places. FYI, I looked up the law in Arizona and its not illegal here, although there are some stipulations… see this document:  http://www.azdeq.gov/environ/water/permits/download/graybro.pdf

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The neighbors probably think I’m crazy, but I’m trying to save our family some money. Every penny counts, right? Meanwhile, I’ve been extremely motivated to continue seeing our debt drop (particularly on our Wells Fargo credit card). Exciting progress really helps me increase my efforts!

 

What are some of your more frugal traits? Any other money-saving tips?

Visual Motivation: Debt Thermometer

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We have had a couple conversations lately where I’ve asked for tips on how you stay motivated in the debt-payoff process.

I received so many great tips and ideas and I thank you for them all!

One thing that I thought would work well for us was to have a visual image of our debt lowering every month.

I’m a little “old school” in some ways and a 3-D physical paper seemed to appeal to me more than a graphic on a computer screen.

So, I made a Wells Fargo CC Debt Thermometer!

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My arts and crafts skills leave much to be desired.

I have no idea why I did such random increments (increments of $1,000 in some places and only $500 in others), and I’m positive its not to scale. But I try.

On the right side I have the amount paid listed, capping out at $7,000 (for reference, I owed just under $7700 when I first started blogging in March); on the left side I have the amount due remaining. After my $800 May payment plus the $1,000 snowflake payment from March’s surplus, I’ve been able to color about $3,000 of debt paid off.

I am so excited to figure out how much we can put toward Wells Fargo from our April surplus! If our earnings stay steady, I should be able to have the card paid in full in less than 4 months (!!!!!!!) This is HUGE! And staying on this track will have us paying off our final credit card (Bank of America) by November or December (remember my “official” goal was March 2015, so this is really early)! CAN NOT WAIT!!!

 

I was originally going to make a debt thermometer with ALL of our debts, but I think I’m only going to make them 1-at-a-time for whatever debt we are currently focusing on. It makes it so much more motivating to see huge payments every month, instead of only small minimum payments being made. Plus, it will be fun with each new “debt focus” to make a new debt thermometer as a way to track our progress.

Thanks for all the suggestions and support along this process!