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May 13, 2014    |       80 comments

My Apologies

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This post was supposed to be my weekly update, but after reading the comments on the blog post from earlier today, I had to bring an update to that.

 

1.  I never read that post over at Man vs Debt.  I was shocked that it sounded so similar down to the same talking points.  As it did sound too a like, I decided to delete it.

2.  I didn’t write that post or any other post to try to get arguments, comments, or anything of the sort.  And I want to point out that none of the bloggers here get paid to write here, as one of you mentioned.

3.  That post had a lot to do with my debt.  What if my wife and I were not on the same page?

4.  It wasn’t supposed to be a judgmental post, I did want to see what the people that were doing separate finances had to say it.

5.  Finally, and this is the one that will make the majority of you happy.  Blogging has always made me happy until this writing on this blog, you really took that away from me, with all your criticism.  Yes, there were many of you cheering me on, and I thank you for that.  But I really want to thank all of you that were not, that is more motivational than anything.  When I do get out of debt, I can think of all of you and say some unpleasantries.

I will be talking with Jeffrey tomorrow afternoon, and resign my position.

It has been for the most part great BAD community!

*Just a note* I have contacted MvD creator over this matter and hopefully he will email me back.

May 12, 2014    |       12 comments

Another one bites the dust!!!

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I paid off the Mattress Firm account!!!

I’m glad it is paid in full (and we now own our very expensive mattress outright), but I’d be lying if I said it gave me the same “high” I got from paying off my Capital One card. I think its because I’ve had debt on my credit cards for a very long time (going on 7 years now), whereas we’ve only had the mattress account for less than a year, so it doesn’t feel like as big of an accomplishment (plus the mattress account has been interest-free).

It was necessary to pay it off so we aren’t hit with all the accrued interest and fees that get tacked on after a year, but it definitely doesn’t feel like as huge of a “success” as it did to pay off one of the credit cards that had been hanging around foreeeeeever!

Not trying to be a Debbie Downer because its certainly a good thing. One less debt to worry about each month. Perhaps the more exciting development is that I will now take that $100 payment and snowball it toward Wells Fargo. This means my payments for my Wells Fargo card will increase from $800/month to $900/month starting in June (with possible snowflake payments, too!) Exciting stuff!!!

 

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