by Hope
After I started coming out of my funk from last year, I knew that this year was going to be my year. Needless to say, it hasn’t been.
Not only have I struggled to find a well paying job, but the trauma of last year took a lot more out of me than even I realized. The healing has been slow with lots of set backs.
But I am determined to go into 2024 with a whole lot of fight and determination to make it not only a great year, but a super productive year as far as my debt payoff journey goes.

Obviously, getting a steady stream of regular income is Priority #1. And I am working toward that DAILY. I am advertising on social media, creating all the digital assets to grow a mailing list, pound the street daily, and reach out to my network on a regular basis.
I know I can do this. I have done it before. And now it’s just me, so I’ve got nothing but time to work, grow my skills, and work some more.
What’s the Plan
So BAD community, you saw my debt update a couple of days ago. Once I get back on my feet, have enough regular income to cover monthly bills, AND have a $1,000 EF saved again. What should my next step be?
I am literally all ears and 100% ready to listen and abide by your wisdom. No trip planning. No crazy adventures. Will see all the kids in just over a month.
I am ready to 100% buckle down and go hard to become debt free. Give me your best advice here.
This rough patch will not beat me. It will only serve to motivate me.

Hope is a resourceful, solutions-driven online business manager with over two decades of experience helping clients streamline operations, manage projects, and grow their businesses through digital marketing and technology.
But life has a way of rewriting your plans.
A year ago, Hope made the decision to move in with her aging parents full time – a season she wouldn’t trade, even as it came with its own financial and emotional weight. Earlier this year, she lost her mother, and is now walking the tender, disorienting path of grief while learning what “forward” looks like from here.
Hope came to the Blogging Away Debt community in 2015 as a single mom raising five foster and adoptive children. She’s written through job changes, financial setbacks, and the bittersweet transition to an empty nest. Her kids are finding their footing in the world now – and so is she.
Rooted in faith and fueled by the same perseverance she’s brought to every hard season, Hope is ready to face her finances with fresh eyes and an honest pen. She believes that clarity, courage, and community can change the trajectory of anyone’s story including her own.
She lives in Austin, TX with her dad, loves adventures with her dog Addie, and is figuring out, one step at a time, what this next chapter is meant to be.
