by Hope
As I mentioned in yesterday’s post regarding my New Debt and New Car, we have gone just at 8 weeks with one car. It has been hard, but we made it through and no one missed any commitments or activities or work!
Sea Cadet got up most mornings and took me to work, and then returned to pick me up. We were able to borrow my Grandmother’s car most evenings when Gymnast had practice, and I was able to find a steady ride Princess to youth group (when Sea Cadet is in class and I am an hour away with Gymnast.) You can see, it’s been a bit of a juggling act.
Needless to say, we were all really grateful when we unloaded our new to us car from my Uncle’s trailer Saturday morning on our way to drop Gymnast at practice. But within minutes of his drop off, that all changed…
Sea Cadet ran head on into a car turning left. It was his fault. The car is no longer driveable. Thankfully, both drivers (no passengers) walked away with very minor injuries, nothing broken. It could have been ALOT worse. Princess and I were right behind him when it occurred. I am so glad he didn’t have to go through what can be a very scary process alone.
His car is totaled, but we did not carry comprehensive insurance on it, so there is no replacement help. Thankfully it was paid off. (Our liability insurance will take care of the other driver’s damage and medical, thank goodness for good insurance. Thanks, USAA!)
Once again, we are back down to one car. But I am so grateful that this wreck was not worse! This will definitely have financially implications, but haven’t had time to wrap my head around them all yet. Right now, just figuring out how to get him to all his obligations as I am not quite ready to turn over my new car to him.
Hope is a resourceful, solutions-driven online business manager with over two decades of experience helping clients streamline operations, manage projects, and grow their businesses through digital marketing and technology.
But life has a way of rewriting your plans.
A year ago, Hope made the decision to move in with her aging parents full time – a season she wouldn’t trade, even as it came with its own financial and emotional weight. Earlier this year, she lost her mother, and is now walking the tender, disorienting path of grief while learning what “forward” looks like from here.
Hope came to the Blogging Away Debt community in 2015 as a single mom raising five foster and adoptive children. She’s written through job changes, financial setbacks, and the bittersweet transition to an empty nest. Her kids are finding their footing in the world now – and so is she.
Rooted in faith and fueled by the same perseverance she’s brought to every hard season, Hope is ready to face her finances with fresh eyes and an honest pen. She believes that clarity, courage, and community can change the trajectory of anyone’s story including her own.
She lives in Austin, TX with her dad, loves adventures with her dog Addie, and is figuring out, one step at a time, what this next chapter is meant to be.
Hi Hope,
Oh, so sorry to hear that.
Poor Sea Cadet.
Glad that nobody got seriously hurt though.
Keeping you and your family in my thoughts
Thanks, Kili.
Despite the tragedy we have so much to grateful for, especially that no one was seriously injured.
So glad no one was hurt! Do you have more thorough coverage on the new car (likely required because it’s financed? When the dust settles, it might be a good time to review insurance coverages.
Yes, in fact, I had just reviewed all my insurance when our new car purchase went through (4 days before delivery since it was coming from VA.) I have full coverage on my newer car. It was just cost prohibitive with a 18 year old driver in a 22 year old car, didn’t make financial sense or cents. I think I am going to add rental coverage which I originally declined on the newer car since we no longer have a readily available back up, but otherwise, I am comfortable with our current coverage.
Not to change the subject… but whatever happened to the newest blogger? She sort of dropped off…
So glad everyone is okay!
I too wonder where Marie is. I know she was bracing for Irma.
i have also wondered the same thing….she started really strong and then fell off after Irma. Hope her area was not too affected
So happy everyone was ok. Props to you, Mama……to witness a wreck like that with your own involved. I would have hyperventilated…….