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Posts tagged with: teenage driver

Totaled Car but So Grateful


As I mentioned in yesterday’s post regarding my New Debt and New Car, we have gone just at 8 weeks with one car. It has been hard, but we made it through and no one missed any commitments or activities or work!

Sea Cadet got up most mornings and took me to work, and then returned to pick me up. We were able to borrow my Grandmother’s car most evenings when Gymnast had practice, and I was able to find a steady ride Princess to youth group (when Sea Cadet is in class and I am an hour away with Gymnast.) You can see, it’s been a bit of a juggling act.

Needless to say, we were all really grateful when we unloaded our new to us car from my Uncle’s trailer Saturday morning on our way to drop Gymnast at practice. But within minutes of his drop off, that all changed…

1996 Honda Accord

Sea Cadet ran head on into a car turning left. It was his fault. The car is no longer driveable. Thankfully, both drivers (no passengers) walked away with very minor injuries, nothing broken. It could have been ALOT worse. Princess and I were right behind him when it occurred. I am so glad he didn’t have to go through what can be a very scary process alone.

His car is totaled, but we did not carry comprehensive insurance on it, so there is no replacement help. Thankfully it was paid off. (Our liability insurance will take care of the other driver’s damage and medical, thank goodness for good insurance. Thanks, USAA!)

Once again, we are back down to one car. But I am so grateful that this wreck was not worse! This will definitely have financially implications, but haven’t had time to wrap my head around them all yet. Right now, just figuring out how to get him to all his obligations as I am not quite ready to turn over my new car to him.



Nothing but Drama AND I Started My New Job


I’m on vacation!  No, not really.  But I am sitting in a hotel all by myself, looking forward to three whole nights ALONE!  The kids are all situated at home with friend’s families and neighbor’s watching them, and I am here hours away training this week for my new part time job.  It’s a little bit like heaven after the last 96 hours of trauma and panic.

It has been a REALLY hard New Years in our house.  As I sat down to a quiet night Saturday, anticipating starting my new job, I was excited at having gotten paid from an odd job and having just a little bit of breathing room for a little while financially.  And then disaster struck!

I wrote about it on my personal blog so I won’t revisit it here: God, You’ve Got to because I Can’t

Needless to say, it has all worked out, well kind of since then, and I am sitting in peace in my very own hotel room.  The overwhelming amount of joy I feel at just this little bit of down time is wondrous.

So where are we at with our debt payoff journey…still dead in the water unfortunately.  I have managed by taking on odd jobs, blessings by friends and strangers and the adoption assistance not to sink any further into debt and to stay on top of my bills.  I am continuing to look for additional part time jobs and full time corporate jobs, but the holidays were really silent.  I’m hopeful I will start to hear back from the dozens of applications in the next few weeks.

So another list of quick updates on everything else:

  1. Sea Cadet, in addition to breaking his pink on Saturday night, lost his job when they unexpectedly and with no warning at all closed down.  But thank God, he got a call from History Buff’s job while we were waiting to be see in the ER and was offered a job.  He’s also decided to quit Sea Cadet’s this year…
  2. History Buff will get his driver’s license next week (assuming he passes his test) and is prepared to pay his own insurance which from the quotes we’ve gotten will be $72 per month.  He and I are pretty excited about this, but it will be a few weeks at least before it will really take the burden off me while he gets some experience before I will let others ride in the car with him.
  3. Princess is working hard on her high school level classes and continues to be committed to graduating early.  She’s also playing basketball, and if the option arises she wants to play for the local public school next year.  I’ve got to get meetings with them to see if that’s an option.
  4. Gymnast is starting to soar at school.  I think I’ve told you before that he has really struggled in school especially with reading and writing, but this year and especially these last couple of months, he is really blossoming.  Maybe all this extra time off really has been a blessing!

As you can see, my life has not gotten dull since losing my job.  It’s been full. And now as we start a new school semester, my focus is once again on downsizing to move again at the end of April and continuing to sell any odds and ends as I find them in this process.

I pray your New Year has not been quite so challenging as ours, and that you are looking forward to some great adventures in 2016 as I am…