by Hope
You can see last week’s anticipate spending and income here. This is week three of this type of reporting.
These are my anticipate income and spending numbers for this coming week:
Anticipated Spending - Week of 8/31
| Description | Anticipated | Actual |
|---|---|---|
| Income *after taxes | $1235 | |
| Gymnastics | ($100) | |
| Rent | ($650) | |
| Reimburse Grandmama | ($16) | |
| Life Insurance *quarterly payment | ($67) | |
| Utilities - Gas, Water & Trash | ($92) | |
| Utilities - Electric | ($170) | |
| Gas | ($40) | |
| History Buff *loan replayment | $50 | |
| Cost of Girdle for football | ||
| Total | $150 | |
I don’t think much of this needs explanation but maybe a few do:
- The income is monies due this week from various client. I can’t predict when clients pay, but this is anticipated receipt days. This number is after taxes.
- My life insurance is a quarterly payment. I switched from annual to quarterly last December due to budget constraints and fear of losing my job. I may return to annual payments this year, but have not decided.
- The gymnastics payment is iffy right now. If Gymnast decides to pursue football, I will not have to pay for the month of September.
- I loaned History Buff this money last week, he will be paying me back. There is lots of back story to this that is his story and not mine to share. Please do not presume anything, he is doing well and getting back on the right track. (And it looks like he will be moving home in a couple of months as he works to tie up lose ends in Virginia.)
- My grandmother gave me $16 to purchase a chiffon scarf for her, she then had me return it. This is the refund for the money she originally gave me.
- Gymnast will make a decision on football over the weekend. If he decides to continue, I must purchase him a Girdle…I have no idea what to expect cost wise but am going to look this evening at a larger sports store.
I have pulled all “business” line items out per a BAD reader suggestion.
In good news, I picked up another long term, part time client starting next week – woohoo!
Hope is a resourceful and solutions-driven business manager who has spent nearly two decades helping clients streamline their operations and grow their businesses through project management, digital marketing, and tech expertise. Recently transitioning from her role as a single mom of five foster/adoptive children to an empty nester, Hope is navigating the emotional and practical challenges of redefining her life while maintaining her determination to regain financial control and eliminate debt.
Living in a cozy small town in northeast Georgia with her three dogs, Hope cherishes the serenity of the mountains over the bustle of the beach. Though her kids are now finding their footing in the world—pursuing education, careers, and independence—she remains deeply committed to supporting them in this next chapter, even as she faces the bittersweet tug of letting go.
Since joining the Blogging Away Debt community in 2015, Hope has candidly shared her journey of financial ups and downs. Now, with a renewed focus and a clear path ahead, she’s ready to tackle her finances with the same passion and perseverance that she’s brought to her life and career. Through her writing, she continues to inspire others to confront their own financial challenges and strive for a brighter future.
This looks great and will be interesting to follow along as you update actuals!
It may be my view on mobile, but it looks like there are no food or household line items. No lunch money? No chance you’re going to get stuck doing errands somewhere without a packed meal and just have to buy more food like several of the last few weeks?
You are correct.
I am definitely more aware of the new schedule and food needs so preparing better. And with Sea Cadet having a car again, I am not having to stay out until 10:30pm to pick him up from school, so that really helps with the unexpected food costs.
As for lunch money, the high school actually gave everyone free lunch for a month, so I’ve not had to provide any food money for Princess’ lunches yet. (Gymnast school always provides free breakfast and lunch.)
This looks great!