Yesterday I received some great news in the mail. My Escrow Disclosure Statement for my mortgage indicated that starting July 1 our mortgage payment would now be $323 instead of $337. That extra $14/month may not seem like much but I am a believer that every little bit counts when it comes to paying down your debt.
Now the bad news…
My frugal glasses took a major blow and are damaged beyond repair. Right now my damaged lenses are in a pair of very ill fitting frames just so I can see to function. I can’t wear these ones out of the house. I do have some older pairs of contacts that I have kept for occasions such as this, so will bring them out of retirement and wear them when I need to. Come Monday morning I will be making an appointment for an eye exam and paying the money for a new pair of glasses.
I guess in a way I feel defeated that my frugal glasses didn’t last longer. But really, they’ve lasted me a year and it was during a time where I would have to put the cost on a credit card. This time around, I will have the cash to get them. It’s the extra cash that would be going to the credit cards to keep with my debt reduction plan, but I have to remember that there will be some bumps along the way to becoming debt-free. You just have to keep your head up and keep chugging along
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My Debt
- Original Debt: $38,495.86
- Paid: $19,149.13
- Remaining: $19,346.73
- Broken Down
- Auto Loan 1: $0
- Credit Card: $0 Woo Hoo!
- Student Loan: $9,501.52
- Auto Loan 2: $9,845.21
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