by Ashley
What day is it? What week is it?
Is anyone else having this issue? It’s like I have NO IDEA what is going on around me right now! Things are moving at warp speed and I’m just trying to keep up. Probably the time off from the holiday. College session doesn’t officially start back until Monday, but instructors are back full-force this week. Yes, even online we report back. I’ve been doing training sessions and answering student emails and tweaking minor things on syllabi and lesson plans and just trying to keep all the balls in the air. Things tend to settle back down a bit once we get a couple weeks into the semester and things start smoothing out.
In the meantime….what’s the best debt-payoff calculator (online, free) that you use? The one I used to swear by has recently disappeared. It was one through CNN, but its now gone and the calculator in its place doesn’t have the same versatility I’m used to.
What I’m looking for:
- Can enter multiple, different kinds of debts (with different interest rates)
- Can see payoff schedule based on different factors (paying a set amount per month, paying minimums, using the snowball method, using the avalanche method)
- Offers visuals, like charts or figures
I guess that’s really it. Why is it so hard for me to find something like this? I either find calculators that will only let you enter a single APR (doesn’t work for me since I have various debts with hugely different APRs), or its based only on minimum payments, or it doesn’t let you play around to see estimated pay-off dates based on which payment method you’re using (e.g., snowball versus avalanche)
Give me your recommendations! I’d love to hear them!
Many thanks!
