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Back to School

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How quickly the summer has flown by! Even though it doesn’t feel like Fall yet (and I guess technically its not for another month and a half!), the Fall semester is soon upon us!

This month is going to be a little on the pricy side for childcare. Our current childcare facility (the JCC)’s last day is on July 31st. They close for a week for teacher planning before the next school year begins. But our new childcare facility doesn’t start until August 12th. So we’re left with 7 weekdays with no childcare! Yikes!

Although my job does allow some flexibility for working from home, there’s no way I can stay home for the entire 7 days in a row. Especially at this time of year (being brand new, trying to get all the prep work done for my classes, endless meetings, setting up my new office, etc. etc. etc.) it’s just not feasible.

So after racking our brains for possible options we’ve finally resigned ourselves to the fact that we’re going to have to pay someone hourly to come to our house to watch the kids. This is WAY more expensive (per hour) than taking them to a childcare center. But I also don’t feel good about just throwing them in a random childcare center for 7 days and then moving them again to the new place (they’re not great with change, and moving to the new facility is going to be enough of an adjustment. Plus – anyone remember our bad experience with a childcare center last summer? That experience has scarred me a little so I’m extra careful about vetting places now). To me, this is really our only available option.

And, even so, I’m still going to have to take off work. Our babysitter is a senior in high school and schools start back next Thursday so she can only watch our kids Monday-Wednesday. The plan now is for me to stay home Thurs-Fri, and for hubs to stay home the following Mon-Tues, and then they start the new place on Wednesday, August 12th. Whew!

In addition to babysitting expenses, the new school has a whole list of things we need to bring. I’m going to use our same lunch boxes, but we need a new backpack (I’d only bought one last year and we never even used it, but the new place requires them and I want them to each have their own), we have to bring some school supplies, oversized shirts (to wear over their clothes for art projects), and it seems like a ton of other things that I can’t even remember right now. I just remember going through the paperwork seeing dollar signs as I was reading.

Even so, I’m VERY excited for them to start this new preschool. I absolutely loved the JCC and will sing their praises to the very end. But it’s not practical to stay there given the distance from our home (especially now with me working), and our new place seems really awesome, too. I ADORE their teacher, its closer to our house, the curriculum is incredible (it follows NAEYC standards), and it’s cheaper! A win-win-win all around!

So hopefully after this first month of extra childcare expenses (due to babysitting costs and back to school supplies), costs should even out a little bit.

I don’t know if its just because I’m in higher education, but I have always LOVED back-to-school excitement! You can just feel the energy and buzz in the air! I find it especially true on a college campus, but I’m sure it’s a similar feeling everywhere.

When do your kids go back to school? How much do you typically spend on back-to-school supplies?

Focused on Housing

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All debt pay off is on hold for this moment as I focus my energy and quite possibly my money on our housing situation.  We were SO close at the beginning of this week to making a decision and making a move, but in the end I backed out.

I have all channels open in the housing search and am giving myself until Sept 1 to make a decision.  Here is where we are at:

House to Buy

I have qualified for a down payment grant so with just 3.5% down I can buy a house.  I have set the limit on this right at $100K which would make my house payment right around $600-700 and leave me plenty to make improvements and tackle any issues that came up.  A very gracious real estate agent is on the lookout for this.  If it doesn’t work out by my Sept 1 deadline, I have a second deadline for her of May 1.  Here’s what we are looking for: 1) within 30-40 drive radius of our city, 2) 4 bedrooms, 3) at least 2 bathrooms, 4) first floor master and 5) at least an acre, prefer a bit more and isolated enough for chickens.

Status: We found our DREAM home, a fixer upper with 4 acres for $90K.  Unfortunately, it needed to much work to qualify for a regular mortgage.  Boo!

House to Rent

Seeking 3+ bedroom, 2+ bath for rent that will allow all our animals.  Still want first floor master but am finding myself even more willing to compromise on that as we get closer to the deadline.  Very unrealistic goal to stay around same rent level at $1300, so have looked a bit higher lately but it makes me cringe.

Status:  Have pretty much ruled this out.  Found an amazing home that would have suited perfectly.  It has been on the market for a while and seller seemed rather anxious to rent it as a result, but after a conversation regarding our animals and his nervousness AND more importantly running numbers, I have decided that this would be a STUPID financial decision (rent $1700) and did not quite trust him on the animal front.  So I emailed him yesterday and graciously said, thanks but no thanks.  Kids were quite sad, but I think they understand.

Three Bedroom Apartment

I wrote earlier in the summer about the large waiting list at our current apartment complex for their three bedrooms.  Well, when I went into to discuss options for terminating if we found a house, I asked again.  There are 2 available in September!  And more importantly, they are on special for $1300, approx the same I’m paying for the 2 bedroom.  But it is on the second floor (I hate stairs if you haven’t figured that out,) and on the other side of the complex so not quite the ease of use for the dog park.

Status: Kids are all voting to move.  I’m in limbo, reasons being 1) not sure who would get the single room and 2) would not be as comfortable with the little ones taking the dogs out alone.  Not to mention to pack and move, when I have a definite end game goal of moving to a purchased home in May when the school year is over.

Stay

Stay where we are, sign a lease through May and just deal.  Maybe rearrange rooms again because Princess is definitely struggling with not having any privacy…ever (ahem, I am too,) and Little Gymnast and the Twins are ALWAYS often at each others’ throats.

Status: This is definitely the way I’m leaning.  No packing, no moving, no stairs, no inconvenient dog park, no fighting over small single room.  And I keep thinking with the school year picking back up and us getting back to our busy schedules, there won’t be quite so much togetherness so maybe the bickering and stress levels will settle back down.

So this is where my time is being spent these days…the housing debacle.  I am SO ready for this to be done!

SIDE NOTE: Have you all heard of this contest where a couple is giving away a farm here in Virginia on an essay contest… I’m sorely tempted to enter!