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Nothing but Drama AND I Started My New Job

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I’m on vacation!  No, not really.  But I am sitting in a hotel all by myself, looking forward to three whole nights ALONE!  The kids are all situated at home with friend’s families and neighbor’s watching them, and I am here hours away training this week for my new part time job.  It’s a little bit like heaven after the last 96 hours of trauma and panic.

It has been a REALLY hard New Years in our house.  As I sat down to a quiet night Saturday, anticipating starting my new job, I was excited at having gotten paid from an odd job and having just a little bit of breathing room for a little while financially.  And then disaster struck!

I wrote about it on my personal blog so I won’t revisit it here: God, You’ve Got to because I Can’t

Needless to say, it has all worked out, well kind of since then, and I am sitting in peace in my very own hotel room.  The overwhelming amount of joy I feel at just this little bit of down time is wondrous.

So where are we at with our debt payoff journey…still dead in the water unfortunately.  I have managed by taking on odd jobs, blessings by friends and strangers and the adoption assistance not to sink any further into debt and to stay on top of my bills.  I am continuing to look for additional part time jobs and full time corporate jobs, but the holidays were really silent.  I’m hopeful I will start to hear back from the dozens of applications in the next few weeks.

So another list of quick updates on everything else:

  1. Sea Cadet, in addition to breaking his pink on Saturday night, lost his job when they unexpectedly and with no warning at all closed down.  But thank God, he got a call from History Buff’s job while we were waiting to be see in the ER and was offered a job.  He’s also decided to quit Sea Cadet’s this year…
  2. History Buff will get his driver’s license next week (assuming he passes his test) and is prepared to pay his own insurance which from the quotes we’ve gotten will be $72 per month.  He and I are pretty excited about this, but it will be a few weeks at least before it will really take the burden off me while he gets some experience before I will let others ride in the car with him.
  3. Princess is working hard on her high school level classes and continues to be committed to graduating early.  She’s also playing basketball, and if the option arises she wants to play for the local public school next year.  I’ve got to get meetings with them to see if that’s an option.
  4. Gymnast is starting to soar at school.  I think I’ve told you before that he has really struggled in school especially with reading and writing, but this year and especially these last couple of months, he is really blossoming.  Maybe all this extra time off really has been a blessing!

As you can see, my life has not gotten dull since losing my job.  It’s been full. And now as we start a new school semester, my focus is once again on downsizing to move again at the end of April and continuing to sell any odds and ends as I find them in this process.

I pray your New Year has not been quite so challenging as ours, and that you are looking forward to some great adventures in 2016 as I am…

Fairwell

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Hello all! I hope you all have had the year of your lives. This will be my last post on this blog (for now). I’ve truly enjoyed my time blogging here and interacting with the community on a weekly basis; you have all helped and supported me so much! I just want to thank you, again, for allowing me to share my story here.

Before I sign off for what could be the last time, I just want to do a quick review of what occurred in my life this year. Here are the highlights:

  • During this calendar year I paid off $21,675.40 worth of debt.
  • My current student loan figure is $41,480.20, meaning I have paid off $69,307.46 in student loan debt since graduating college 5 years ago.
  • If I include my car debt, I’ve paid off $63,101.33 in 27 months (September 2013 is when I went full throttle debt payoff)
  • I completely paid off 3 different student loans, with only 2 remaining!
  • I have an amazing, and beautiful new nephew, Nathaniel, born January 25th, 2015. It’s hard to believe he’s going to be 1 year old in a month.
  • I was able to visit my sister and her then fiance last February to help them with their new born. I was really glad to have been able to do this.
  • I restarted contributions into my 401 in May. My beginning balance was somewhere around $4,500-$5,000 and it’s now up to $10,700. It’s not a lot, but progress is being made.
  • I started an ESA fund for my nephew, which I vowed to contribute $25 a month from now until he’s 18. With the help of other family members contributing, the balance of this fund is currently $285. Again, it’s not much, but every little bit helps (and with the rate in which tuition is increasing, he may need $200,000 to attend a 4 year school)
  • We had the vacation of a life time in July to Disney World. I can’t express how amazing this trip was!
  • I’ve also gotten increasingly better at guitar playing, so much so, I’ve been involved in a few bands/projects.

Well that’s about it…here’s to another great year for you and your families!

Matt