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Happy Belated Valentine’s Day

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Did everyone have a good Valentine’s Day (or Single’s Awareness Day, if you prefer?) 😉

This year I took the easy way out. Typically, we hand-make our valentines. But this year, our teacher specifically requested that we NOT do any Valentine’s with candy. To make my life easy, I just went and bought one of the Valentine’s box packages that came with 30 cards and stickers (x 2 – one for each kid). The boxes I got cost $2.99 each, so I was out-the-door for under $6. Instead of spending hours crafting and creating each valentine, we spent our time carefully handwriting each classmate’s name onto the card (in past years, teachers had always said just to leave the “TO” name blank, but this year we received a class list so we could address each card). Great reading/hand-writing practice, fun for the kids, and easy and simple for this momma!

But that doesn’t mean we didn’t craft at all! The kids’ class had a Valentine’s party and our teacher asked for volunteers to bring in crafts to do with the kids. I volunteered, offering up one of the crafts we’ve done with the girls for a previous Valentine’s Day!

I used a free printable and printed up enough pages for each student to have one (find printable here, original source here). I raided our gift-wrapping box and used tissue paper we already had (we had red & white), and I supplemented by buying a cheap pack of purple and pink (for 99 cents, each). I used markers and glue sticks I already had on-hand and my craft was complete! We had enough for the entire class and I’d only spent $2!

One of my kiddos, working on her craft! <3

 

Hubs and I were super low-key this year. We didn’t exchange gifts or go out to dinner. We got a $5 Hot and Ready pizza so I didn’t have to cook, and we watched a movie together after the kids went to bed. But, really and truly, I received my absolute FAVORITE Valentine (possibly of all time, ever) from my kid the day after Valentine’s Day. We were driving to school and when she got out at the curb, she handed this to me. I had no idea she was even working on this in the car on the way to school. Th scrap of paper is from our craft box. My kids are 5-years-old, so writing is still very new to them. This is the FIRST time that I’ve had her write something for me (or to me, really) without me dictating all the letters! My heart grew about 3 sizes and just about burst when I read: “I Love Mom and Dad!” (some typos, but you get the idea). Plus, the whole thing is lined with x’s and o’s for hugs and kisses! AAAAAHHHHHH, kids know just how to get you in the old heart-strings!

I hope you all enjoyed a lovely and low-cost Valentine’s Day, too! Did you do any fun crafts or receive any special hand-made gifts from kids/family/loved ones??

Financial Principles to Live By

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Financial Literacy Principle 1:
“It’s not what you make but what you keep that determines financial success. Pay yourself first and save what you pay yourself.” Holger Spiewak

As I’ve begun stalking influencers and job contacts on LinkedIn this week, I saw this quote and it stuck. We all know that I have really SUCKED at managing my money for most of my life, hence my what almost four year presence on this site as I continue to try to dig out and learn to do better.

The Next Generation

We have got to teach our children better. I saw another quote from someone how with the same sentiment…”why aren’t we taught this in school?” Sea Cadet is currently taking a Personal Finance class at the local community college. And while I haven’t dug into the curriculum, I have eye-balled it, and it is primarily math, not principles like the one above.

I want to do better with my kids. And I am in some ways, they’ve been managing their money for some time as you can read about here and here. Tell me what are your go to Financial Principles that you think should be taught not only in the home but also in the school. I realize the bulk of financial training is done at home, but let’s be honest, a good deal of children will never receive any money training from their parents because they never had any themselves.

Financial Principles to Live By

Tell me what are your Financial Principles that you live by or like me, you wish you lived by a lot longer than you have. And my second question is, do you have an example of someone who exemplifies that principle to you?  Books? Blogs? Articles? I am craving to improve myself, craving more information.

Other great articles to pick up lessons from: