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Feb 4, 2020    |       7 comments

A Very Quick Update for You

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This is a quick update because, due to technical difficulties, I only have an iPad to type this on today.  My dad borrowed my laptop a few weeks ago for a project but I haven’t had a chance to pick it up again and my work computer is at the Apple Store until tomorrow. I had hoped it would be ready for this morning but alas, it is not. I almost went to the library to type this but realized (as an IT person) that I would be it would be a terrible idea to log into my bank accounts on a shared computer over public Wi-Fi.

A little bit of hopeful news… my best friend Dan (who is in Ottawa completing a Ph.D.) is interviewing at my work. He did a co-op with us a couple years ago. This is good news because if he gets the job, he’s going to move into my spare room for SIX HUNDRED DOLLARS A MONTH! I am trying not to get my hopes up, but last I heard, they are leaning towards him for the role. This is going to move quickly and we expect that he would be here before March.

I had a very lean weekend and didn’t spend a DOLLAR! It involved homemade bread and eating out of the freezer. I feel silly posting a picture of bread on a finance blog, but I don’t have any finance screenshots for you today. Here it is, my perfect loaf:

homemade bread

Upcoming Posts

Thursday: My budget update and how my spending tracked for January. I started crunching the numbers and they are bad. I’ll break these into categories for you and include screenshots. I’ll brace myself for the deserved criticism.

Friday: The state of my finances. I haven’t given you all the monthly totals in two months! I’m excited to see what kind of progress I’ve made.

I’m completely recommitted to strict finances. Life is going pretty well right now and I have so much energy. I want to crush my debt! I want financial security! And I’m going to get it as fast as I can.

Feb 4, 2020    |       12 comments

Car Insurance in exchange for College Classes

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I’ve had an idea rolling around in my head the last few weeks and I want to get the BAD community’s feedback. Princess will be starting a job soon. But she will really only be able to work one or two short shifts a week for now. So she will only be earning spending money for the time being.

She will continue to participate in cheerleading through the basketball season and then will be participating in track and field as well. She will be throwing the discus and shot put for the first time ever. (Her choice.) And of course, carries a heavy load of school and all that comes along with that.

3D white figure throwing an orange discus

And she will become a legal driver come May.

With that back history, I have been thinking of offering to pay for her auto insurance through the summer IF she will take a full load of college classes through the summer. That would be a full semester of college completed for free under Georgia’s dual enrollment program. Another way to cut back the financial obligation for her to complete a 4 year degree.

She would still have to work, and I believe would be able to work more than 1-2 shifts. So she will still be earning her spending money and saving some. But it will take the financial pressure off. And allow her to get another semester of college done before graduating next Spring.

(The car situation is still up in the air. Her father is still insisting he will purchase her a car so we are making this plan with that in mind. If he doesn’t, she and I will share our current car as planned.)

So in essence, I am offering to pay her auto insurance in exchange for her to go to school time through the summer. I believe it’s a good bargain. What do you think?

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