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$1,775 Extra Paid to Credit Card #2 – Woohoo!

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Thanks to the loan from the in-laws that turned into a gift last week – Credit Card #2 has received an extra $1,775 and the balance is now under $20,000!

When I originally set the goal date for the credit cards to be paid off, I was including that big payment. When I was reminded about that loan I was a little concerned about being able to meet the goal date.

I am feeling much better about things now that the money was able to go to Credit Card #2 as originally planned. Now, I just have to keep up the $1050/month payments to all of the cards to keep with my debt reduction schedule. It will be rough – but I think it can be done.

Thanking My Lucky Stars I am a Low-Maintenance Gal

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I’ve been reading some personal finance blogs, and I realized something. I am so glad that I am low-maintenance because I don’t think I could live the way I am living if I wasn’t. Whoever decided I was to grow up as a Tomboy – I thank you.

If you want some brutal honesty – I work at home and seriously I work in my pajamas. My hair is pulled back in a ponytail and I just go to work in my office. I don’t change all day unless I have to leave my house. No make-up, nothing. I do smoke outside because I hate smoking indoors (which is good for the whole family) and I go out there in my pajamas. I don’t think my neighbors care.

Now, when I have to leave the house I get on “normal” clothes, brush my hair and sometimes depending on if my hair looks decent or not I will put on a hat. I basically forgo make-up except if I’m feeling a little feisty and I put on some mascara. But that’s rare. For my nails, I make sure they are clean underneath and that’s about it. I cut them when they get too long to type decently. I’ve never had a manicure in my life and I doubt I ever will.

As for some other things, I don’t wear perfume. I do have one bottle, but it was my grandmothers and it’s kept for sentimental reasons. I do like to buy the smelly Suave shampoos though. Those make you smell nice for a day or so, especially the strawberries and cream.

Speaking of hair, haircuts are few and far inbetween. I have the same darn haircut since high school and it’s a long hairdo and it’s not too hard to cut yourself then have someone help you straighten the cut. So, that works for me. Sometimes I wonder if I should go for a change, but I like my hair the way it is. I just wash and go. Easy and cheap.

So, now when I post later today where exactly my money goes you won’t think I am a complete dirty mess when I reveal how much I spend on grooming 😛