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The Balance Transfer Blues


Ever have that feeling in your stomache that tells you that maybe something bad is going to happen? I have that feeling, and I can pinpoint it to the shifting of funds I have done lately. I’m working right now on getting my new debt picture posted for June and I do not like what I see (sorry – still working on it, but I had to get this out).

I like the fact that the interest rates are lowered now. But I do not like the fact that there are many more payments to make and more accounts to watch. Maybe because I was comfortable with the payment schedule I have had for so long. Gosh, I hope that’s it and I’m not having a psychic vision of financial headaches to come.

I tend to rely VERY heavily on my gut and my gut is saying that it doesn’t like my debt spread out like it is. I’m not sure what to do about it, though. In hindsight, perhaps I should have asked for a larger loan with Prosper. Then again, I might not have received the 9.9% interest rate.

When I post the picture (later tonight), you’ll see what I mean. As always, any comments are appreciated.

When You Hear the Music, the Kids (and Adults) Come Running


I was sitting on the couch the other day when I heard kid songs playing and I could hear them coming closer. I ran to the window to look and low and behold, it was an ice cream truck!

I’ve only heard about ice cream trucks and never saw one actually cruising the streets waiting for kids (except in the movies). Being a new experience for me and also my son, we ran across the street to grab a treat. Along the way, we were stopped by a little boy with ice cream in his hand and in a very hurried sentence told me that he heard the music and hopped on his bike and rode all the way over here see what it was making the music. The wide eyes and the ear to ear smile on his face was one that I will not soon forget.

The ice cream was pretty expensive ($1.00 for a push-up pop) and I ended up spending over $2.00 for our treat when we could have bought a quart of ice cream from the grocery store. But sometimes just the experience makes up for spending an extra dollar.