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Planning an Affordable Trip For a Concert

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Cheap travel

As I’ve mentioned before, I’m not a huge fan of travel. However, one of my favorite bands (the Jonas Brothers) is going on tour this month and is playing a show a few hours away from me. I’ve never gotten to attend one of their concerts before and this one seems like a must-see. They’re planning to cover a lot of their discography and play material from five different albums.

But I didn’t want to go unless I could do it on a budget. So I challenged myself to see how little I could spend on this trip to Detroit to see them. Here’s a rundown of how I’m cutting costs.

Buying Tickets At Face Value

After the unprecedented demand for Taylor Swift’s Eras Tour, I was a little nervous I wouldn’t be able to snag tickets at face value. Luckily it seems like the Jonas Brothers aren’t quite as popular as Taylor, because I had no problems checking out and securing some affordable seats during the fan presale a few months ago. I got two lower-bowl tickets for my partner and I for $200 with taxes and fees included. I considered that a win after having to spend $800 for resale Eras tickets in the nosebleeds.

Getting My Hotel For Free

Since Detroit is a few hours away, I had to book a hotel room for the night. I was able to get my hotel room for free by signing up for a Marriott Bonvoy credit card.

There was a sign-up offer for a $300 gift card upon approval, which covered the cost of my stay. I haven’t gotten a new credit card in over a year and didn’t have too many hard inquiries on my credit report, so I felt comfortable with this decision.

Although this may be a controversial take, I don’t think credit cards are inherently bad. If you pay off your balance every month, credit cards can even offer some valuable perks like the sign-up bonus I received.

It’s nice to get cash back for purchases I’d make anyway, such as filling up my car and buying groceries. The points I earn make it easier to fit experiences like this concert into my budget without compromising my debt payoff goals.

Road Tripping and Packing Food

Of course, my partner and I are driving down to Detroit since it’s only a few hours away. We decided to leave the morning of the concert so we only have to stay for a night. We’re also going to make sure to pack plenty of food and drinks in our cooler so we don’t have to eat out.

We’re also fortunate that a family member is willing to watch our dog, so we won’t have to pay to board him. Overall, it should be a pretty affordable (albeit short) trip.

Do you budget for things like trips and concerts while paying off debt? Or are you going gazelle intense and delaying these types of experiences until you pay off your loans? Let me know which approach you think is best in the comments.

Read More 

Can we make it on $50?

Keeping Costs Down on Our Road Trip

Splurging On Concert Tickets And Going Easier On Myself

Debt Snowball Method – A Free Tool

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Debt Snowball Method - A Free Tool

They say hindsight is 20/20 and I would definitely agree with that. I think we can all agree that I could have been out of debt far earlier if I would have just chosen a plan and stuck to it. While our life has really been what I consider a grand adventure and roller coaster ride, I wish I knew then what I know now.

I thought I would share a resource that I actually found way back then, but never fully utilized or stuck to. The debt snowball Excel template. I’m not sure what motivated me to go looking for this all those years ago. But I’ve used this same one every time I’ve become reinvigorated to get out of debt.

Debt Reduction Calculator: Excel Template from https://www.vertex42.com/Calculators/debt-reduction-calculator.html

Debt Reduction Calculator: Excel Template

If you scroll about halfway down the page, you will be able to download for free the Excel template. They have paid versions further down, but I don’t know what they include. I’ve only ever used this free version. (There are no affiliate links here, no tracking, just a link to a spreadsheet I use to this day.)

The screenshot above shows where you enter your data and then on another tab, it shows you exactly how much to send to each debt every month. And gives you a slot to enter any extra payments (that are always to go to your primary debt goal that month.) It’s a really great tool. And every time I “restart” the payoff journey I updated on my numbers and the date.

Do it now, sacrifice now

I wish I had stuck to this plan all those years ago. I wish I knew how good getting out of debt would feel. It would have been life-changing in so many ways.

While I feel like I’m finally making good strides I want to encourage anyone else who is just starting this journey or starting it again as I have many times… to stick to it. Do it now. Sacrifice now. Wait on those purchases. Wait on those trips. Your kids don’t need everything and to do everything.

Here I am with my kids almost gone, having struggled ALL THEIR LIVES and I’m just now getting to a place where I wanted to be when they were young. Make the hard choices now. You will thank yourself, I promise. And use this great tool as a guide.

Lastly, if you want a comprehensive article on the debt snowball method, you might consider reading Founder’s article on the Debt Snowball Versus The Debt Avalanche Method.  Its comprehensive and worth the read.