by Claire
Okay–below are the nitty gritty dirty details! Please please keep in mind that the minimum payments here exceed what I have paid down amount noted on the right hand column…because I still have 11 days in the month to pay those bills that are not due until the last part of the month. I have paid extra on cards this month–even if only 5 dollars extra! I paid off a small bill and am ready to move on to the next. In short, the total amount paid you see on the right (currently $1,458.45) is not comprised solely of minimum payments. Does that make sense? Remember that we get paid weekly so a little bit each week is going to overall debt reduction.
Take a look and tell me what you think. Now…when I say “tell me what you think” might I suggest that we all practice that tried and true “if you don’t have anything nice to say, don’t say anything at all.” In other words, just throw me a flippin’ bone and tell me ONE good thing I am doing…I am human after all and even if just ONE thing before a list of 20 I am doing wrong…I promise I can hear the 20 bad things better if I just have that ONE! Sorry if that sounds sensitive but this continues to be a HUGE deal to put my neck out every single day…and then someone comes along with a HATCHET and…well…you get the rest of that terrible picture.
Side note: big boss in from Houston tomorrow and Thursday. If we don’t hear the announcement this week…just anticipate my next post to be from an undisclosed location where they had to send me to manage “things.” Ha!
- Credit Union Line of Credit: $163.67
Minimum payment: $20.00
Interest Rate: 12.25%
- Credit Union Line of Credit: $163.64
Minimum payment: $20.00
Interest Rate: 12.25%
- Credit Card: $217.00
Minimum payment: $15.00
Interest Rate: 9.9%
- Personal Loan: $550.00
Minimum Payment: $100
Interest Rate: 0% (LONG story on this one…to my Dad…)
- Credit Card: $760.54
Minimum payment: $25.00
Interest Rate: 23.99%
- Credit Card: $1042.72
Minimum payment: $29.00
Interest Rate: 18.65%
- Credit Union Credit Card: $1,834.16
Minimum payment: $50.00
Interest Rate: 15.70% (closed at my request)
- Credit Card: $2062.73
Minimum payment: $105.00
Interest Rate: 24.9%
- Credit Union Credit Card: $2,460.13
Minimum payment: $50.00
Interest Rate: 11.70% (closed by Credit Union b/c of divorce)
- Credit Card $7071.02
Minimum Payment: $140.00
Interest Rate: 18.24%
- Credit Card: $14661.00
Minimum Payment: $268.00
Interest Rate: 11.9% (totally the divorce on this card)
- Honda Civic: $16340.05
Minimum Payment: $280.00
Interest Rate: 2.9%
- Credit Card: $23868.07
Minimum payment: $560.00
Interest Rate: 12.9% (closed at my request)
- Honda Mini Van $25447.49
Minimum Payment: $436.00
Interest Rate: 2.9%
