by Hope
I’ve had several commenters request a new budget…and I will address that after the holidays. We have stuck to the Fall Budget. As previously mentioned I will have to add in a line item for Princess senior year of high school.
For the last several months, I have paid the minimum on my debts, put $100 into my EF and then saved all extra income. I really thought I was going to be in a REALLY good place going into 2020, and I was excited to decide what to do with the “extra.” But having a client not pay has really hurt.
I’m planning to run new averages on all my utilities and reevaluate our grocery budget. Now that we’ve got several months of being down to 2 kids and me under our belt, I think some of the numbers will change.
Ready for the Holidays
The holidays are covered. I’m about done with my shopping and planning for experience gifts for Christmas. Now I’m focused on recovering from my none paying client and building my stable of clients for the new year.
The only thing left is to decide on the Christmas tree. If you will recall, last year, we decided to go with a real tree. We will not be doing that this year. But I am also not convinced that I want a fake tree, especially one that I will have to store afterwards. Ugh!
I saw this picture on Facebook and thought we might could do something similar with supplies we have in our Christmas decor box. (We have a ladder like this already, inherited from my family.)

Princess told me I was a “sinner” to even consider not having a traditional tree. History Buff loved the idea. I think my compromise is to purchase a smaller 4′-ish tree from Dollar General for $15. Then if I don’t want to store it afterwards, I won’t feel so bad for donating it afterwards.
I love Christmas and I want to decorate…I’m just not convinced I want the traditional tree this year. But I guess I will break down and do it, I do still have kids at home. And I suppose their opinion matters some (that’s sarcastic.)

Hope is a resourceful, solutions-driven online business manager with over two decades of experience helping clients streamline operations, manage projects, and grow their businesses through digital marketing and technology.
But life has a way of rewriting your plans.
A year ago, Hope made the decision to move in with her aging parents full time – a season she wouldn’t trade, even as it came with its own financial and emotional weight. Earlier this year, she lost her mother, and is now walking the tender, disorienting path of grief while learning what “forward” looks like from here.
Hope came to the Blogging Away Debt community in 2015 as a single mom raising five foster and adoptive children. She’s written through job changes, financial setbacks, and the bittersweet transition to an empty nest. Her kids are finding their footing in the world now – and so is she.
Rooted in faith and fueled by the same perseverance she’s brought to every hard season, Hope is ready to face her finances with fresh eyes and an honest pen. She believes that clarity, courage, and community can change the trajectory of anyone’s story including her own.
She lives in Austin, TX with her dad, loves adventures with her dog Addie, and is figuring out, one step at a time, what this next chapter is meant to be.

