by Hope
I’ve had an idea rolling around in my head the last few weeks and I want to get the BAD community’s feedback. Princess will be starting a job soon. But she will really only be able to work one or two short shifts a week for now. So she will only be earning spending money for the time being.
She will continue to participate in cheerleading through the basketball season and then will be participating in track and field as well. She will be throwing the discus and shot put for the first time ever. (Her choice.) And of course, carries a heavy load of school and all that comes along with that.

And she will become a legal driver come May.
With that back history, I have been thinking of offering to pay for her auto insurance through the summer IF she will take a full load of college classes through the summer. That would be a full semester of college completed for free under Georgia’s dual enrollment program. Another way to cut back the financial obligation for her to complete a 4 year degree.
She would still have to work, and I believe would be able to work more than 1-2 shifts. So she will still be earning her spending money and saving some. But it will take the financial pressure off. And allow her to get another semester of college done before graduating next Spring.
(The car situation is still up in the air. Her father is still insisting he will purchase her a car so we are making this plan with that in mind. If he doesn’t, she and I will share our current car as planned.)
So in essence, I am offering to pay her auto insurance in exchange for her to go to school time through the summer. I believe it’s a good bargain. What do you think?

Hope is a resourceful and solutions-driven business manager who has spent nearly two decades helping clients streamline their operations and grow their businesses through project management, digital marketing, and tech expertise. Recently transitioning from her role as a single mom of five foster/adoptive children to an empty nester, Hope is navigating the emotional and practical challenges of redefining her life while maintaining her determination to regain financial control and eliminate debt.
Living in a cozy small town in northeast Georgia with her three dogs, Hope cherishes the serenity of the mountains over the bustle of the beach. Though her kids are now finding their footing in the world—pursuing education, careers, and independence—she remains deeply committed to supporting them in this next chapter, even as she faces the bittersweet tug of letting go.
Since joining the Blogging Away Debt community in 2015, Hope has candidly shared her journey of financial ups and downs. Now, with a renewed focus and a clear path ahead, she’s ready to tackle her finances with the same passion and perseverance that she’s brought to her life and career. Through her writing, she continues to inspire others to confront their own financial challenges and strive for a brighter future.
