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Love, Money and Perfection

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Love, Money & Perfection

The Beautiful Dream

There is always that couple. You know the ones; they story-tell in tandem, taking turns to paint the perfect picture of their shared memories. They go on date nights and post social media updates about their fun yet meaningful hobbies, activities, and trips. Like the beautiful and mysterious relationship-unicorn they are, this couple appears to settle differences through a respectful exchange of viewpoints that culminates with a compromise that empowers everyone. Sensitive topics like family, money, marriage, careers and kids can’t touch these two because they were proactive and planned.

The Ugly Reality

So yeah, this couple doesn’t exist. Those pictures of the bright-eyed, happy family artfully arranged in a sun-drenched meadow were actually a gruelling six-hour photo shoot. That stunning Instagram feed full of #Blessed hashtags belongs to a woman diagnosed with obsessive-compulsive disorder – she needs to check her oven nine times before bed. The house-proud husband and wife you visit might be the envy of the neighborhood, but he’s been out of work for a year, and they might have to sell that home.

Don’t get me wrong; it’s not that I want to tear people down. However, I want to talk about the habit of believing what we see in other people’s lives. Viewing two people from the outside is entirely different from being inside their relationship’s rich, multi-faceted world. We make snap judgments based on a quick conversation, a Facebook post, or an email and decide this must be the whole truth. Unfortunately, turning our friends’ lives into cardboard cut-outs of their happy, shiny moments doesn’t help anyone.

The Blood, Sweat, and Tears

In my experience, trying to develop a system for managing money is like training for a marathon – it takes a lot of work. Depending on where you are in your life or regime, you’ll need different strategies to achieve your goals. Stage one is building a base – go at a slow, comfortable pace and run as far as possible. When I first decided to become part of a be-yoo-tiful whole, we talked about how we make decisions about money, life goals, and how we’re similar and different.

From there, you look at the strength and speed phases of marathon training. You start building up your relationship money habits and reinforce them through repeated use. Maybe you set aside time to talk money once a week, broach touchy topics, and review progress towards a goal. Friction points start to develop in relationships – talking is always easier than implementing. That happens with running, too, and if you don’t address the minor problems early on, they become big problems.

In the latter stages of training, marathoners often start tapering – they back off the intensity of their practice while maintaining distance. In a similar process, partners consistently use their chosen financial strategies and are happy to hold steady for a while. For me, this is a tricky time because it’s easy to confuse contentment with complacency. My test for this is how the emotions sit when I think about something. There is a kind of conscious awareness when I’m at peace – I’m present in this moment. When I’m settling, I feel more irritable and avoidant. It’s different for everybody, but it gives you an idea of how to separate the two.

It Really Does Take Two

Two people who dedicate themselves to a shared life goal are like Michelangelo and the Sistine Chapel; a thousand little thoughts and actions over a thousand days tell one story. Nobody knows how often the Renaissance painter wished he had never heard of that church over those four years, but it was probably more than once. The point is taking 45 seconds to snap a couple of selfies with the Vatican’s five-hundred-year-old frescoes in the background doesn’t make me an expert on creating art.

Whether we want to compare money and relationships to marathons or masterpieces, work must be done. There seems to be a trend of people using social media to post an overly flippant remark and pair it with a carefully crafted photo: “Just popping by Angkor Wat in Cambodia for a quick sunset tour before dashing over to Thailand to save elephants. #SoGrateful!” Attached is the obligatory picture of the sun’s first rays setting an ancient Hindu temple afire in crimson and gold. Of course, it’s totally unstaged and unfiltered.

I’m somewhat tongue in cheek about this behavior, but the point still stands. Don’t let anyone else dictate how happy you are in your relationship. Be honest with your partner, talk out your differences, celebrate your joys and share your sorrows. Don’t be afraid to tackle the scary stuff, like money or career. Most times, they can be worked through if you don’t get caught up in making things perfect.

Photo by Stephen Leonardi on Unsplash

Learning to negotiate the price of services

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We have already established that I suck at saying no…ie foster dogs. No more of that, for now, I learned my lesson. And I’m even worse at negotiating. This has always been the case. But I’m working on myself.

I have been reading up on negotiating and even practiced some of the skills when I negotiated my new salary. But I am really hesitant when it comes to talking price/money about things and especially when it comes to dealing with another small businesses. So I’m pretty proud of this latest, money affecting negotiation…

First off, I am really pleased with the primary contractor who has been doing work around my house, stuff that I cannot do. He’s been super reliable, thorough and super knowledgeable. For the most part, I believe fairly priced. But recently, I felt like the price for specific work has been based on his need versus the effort and time it would take to do the work.

This has been the case for several projects I have had him quote and in most cases, I just choose to do it myself or have not had the work done…saving it for down the road.

But now I need help and the price just was way too high! I cut items off the list, saving some for down the road and adding some to my own to do list as I have time…like my kitchen backsplash.

But I cannot run a water line to my refrigerator or install the plumbing for my dishwasher. And while I could probably install countertops myself, it’s risky, the material is pricey so messing up would be bad and expensive, especially the one around the sink.

I cut my “MUST HAVE help with” list to the bare bones…and asked him to price it. Still to high, like way too high in my opinion. Don’t get me wrong, I am all for paying a fair price and understand that I’m just not paying for time but also for expertise. I recognize this and support this. But there’s still a reasonable price for work.

After several back and forth conversations, we landed on a price that I believe is fair. It reflects the value of his work and knowledge, not to mention the time it will take. And gets my must have items done.

He comes tomorrow – I will have a dishwasher, an ice maker. I could fall to my knees with gratefulness for these simple enhancements to our kitchen.

On a side note:

In July, I wrote about a case against the manufacturer of the glass that shattered in our new bathroom. I asked the BAD community what I should do. Well, I didn’t have to sue and I received a final offer that I will accept this evening. It took several rounds of negotiation. I cannot disclose the amount, but I am happy with the outcome and think it’s very fair.