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A look back…7 years ago this month

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I recently wrote about how different life is these days. And then this popped up in my Facebook memories. What a perfect example of how different my life is now.

Phew, that look back just wears me out. How did I do all that?

The move to Georgia, 6 years ago this December put a stop to all of that. Our homeschool community disappeared. History Buff decided to remain in Virginia. And while we tried to keep up with Gymnast’ sport, it faded after our first full year here. It wss just too hard with the commute and the expense. Some of the changes are really hard to look back and see.

However…

The move to Georgia also has led to a lot of benefits that most likely would not have happened had we stayed in Virginia. First, we are close to family again. In fact, we stayed with my grandmother for our first 3 months back. For me, a child who had never lived near family, this was such a blessing. And something I always wanted for my own children.

The cost of living is less than a 1/3 for what I was paying in Virginia. For our 900 square foot apartment, I was paying $1,400 per month (before that almost $1,200 a month for the house my dad owned.) Here, I paid $600 per month in rent for our home and now $658 for our mortgage. (So grateful to finally have stable housing that is MINE. That has definitely been the biggest challenge since I became a single mom over 15 years ago now.)

Jobs…many BAD readers will remember when my work fell apart just a few short months after my dad asked us to leave the home we had rented from him for over 4 years. Almost 2 years of struggle and no real opportunities. And yet, on the day we were driving our last load from Virginia to Georgia, I received a full time job offer in a town over from my Grandmother with a $70,000 salary.

Georgia has been good to us.

The here and now

We (and I guess it’s just I now really) are in better financial shape then I ever have been since separating from my husband all those years ago. Stable income, stable housing and no crazy ups and downs. *knocks on wood

All this from a Facebook memory. There is a point though, if you are just starting on this debt free journey, and moreso, if you are a single mom who just can’t seem to get her legs under her, I’m here to tell you that you can and you will. And whether you know it or not, every dip and every high that comes your way is leading to something better for you and your kids. There is hope, just hold on.

 

Vacation on a Dime

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Over the years, my mindset has shifted a bit in regard to my thoughts about debt payoff. While I was once full hair-on-fire extreme to the extent that I made my own baby wipes and re-used bath water to water household plants, I’m now more moderate and balanced. A large portion of my monthly income goes toward debt and/or savings (48% of income in August; 44% of income in July, etc.). But I also make sure there’s room in the budget for some “extras” that I never used to allow myself.

Labor Day Weekend 2022

One example is with travel. We used to only travel to see family in Texas. We’d go twice per year and travel in the car.  But my kids are now 10. They’ll graduate at 17 so they only have 7 more years at home and probably only 2-3 more years that they actually want to hang out with me before the teen years set-in! Ha!

I want to be able to see and travel and do-the-things while we’re able. But that doesn’t mean we have to break the bank. Over Labor Day weekend, we wanted to get out of the extreme heat in Tucson (105*F still over labor day) and get to see and experience a part of the state we hadn’t been before. So we loaded up the car and headed up to Fool Hollow Lake in Show Low, AZ. Show Low is a small, piney town higher in elevation. The daytime temps were in the 70s/80s and nighttime lows were 50s/60s F. It was PERFECT camping weather!

Price Breakdown

The best part was the entire “vacation” was done on a dime! We already owned all the basic camping gear (e.g., camp chairs, tent, sleeping bags, lantern/flashlights, etc.). Our costs came to:

  • Campsite 2 nights, $60
  • Gas $73
  • Food $55 < came from normal grocery budget

Our total price, then was only $188 for the full weekend, or $133 not including the food since that was part of our normal grocery budget. Can’t beat that!

Food & Entertainment

I packed all our food. Bacon and eggs for breakfast. Lunches were homemade bento boxes with cheese, meats, and crackers for the first day, rotisserie chicken wraps second day, and PB&J the day we left. All with fresh fruit and veggies. We had two dinners – foil pack chicken night one, and sausage wraps with pasta salad (pre-made at home) for night two. Chips and trail mix for snacking. And smore’s for dessert, of course.

We were camping at a lake with gorgeous weather so, of course, we did lake stuff! The kids swam, we blew up our inflatable kayak and kayaked a bit, and hung around the camp reading books/magazines. There was a beautiful nature trail/hike that we did, too. All with no money spent out-of-pocket.

I know tent camping is not for everyone, but we really enjoy it for a night or two away, especially when you have gorgeous weather and scenery! And you can’t beat the price tag!

What did you do for the Labor Day holiday? Any other campers in the group?