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Browsing posts in: Saving Money

Who Got Savvy With the Carnival of Personal Finance?


Why, Savvy Saver, of course!

I know…corny joke 🙂

Anyways, even though Blogger ate her first post with the entries for the Carnival of Personal Finance, she managed to put it all together for our reading enjoyment.

I always enjoy the posts that make me think a little, and I found one at Money and Values that asked, Save for Tomorrow or Live for Today?

Right now I am so focused on reducing debt that it scares me sometimes. I worry that with paying so much off and cutting so many corners that maybe we aren’t living for today. That’s where my husband comes in and keeps me in check so I am thankful for that.

But I know when the debt is gone, I want to start saving. If we put into savings what we are now putting into paying our debt – we would have a substantial amount for retirement. But do we want to keep a little bit back so we can live a little now instead of waiting for the future? Then, if you ask that question you need to ask how much you need to live a little now? Is it really the money that helps you live for today?

See what I mean – it makes you think. 🙂

My Mind is Made Up…My Grocery Bill is Going Down…


My groceries are running around $400/month. Add on to that an additional $140/month for dining and that is $540/month for a family of three (2 adults and a four year old). One thing to note is I only include food and drink with my groceries. Anything such as toilet paper and paper towels I put under household.

To me, the amount we are spending is just too high.  I know we can get it down farther, but I needed some tips.

Well, I was cruising the forum at Saving Advice and I came across a great thread! It was started by a member that was trying to get her grocery bill down.

Here’s just a few things I learned…check the price of milk at gas stations because it may be cheaper, check out prices at local organic stores and don’t go back into a store to get something that you forgot.  You are very likely to come out with more than you went in for.  Just tough it out until your next trip if you can.

If you are trying to save on your groceries, I highly suggest checking out the thread here. In fact, cruise around the boards a little. There’s some great info over there.

I’m pumped…I’m making a list…my grocery bill is going down 🙂