:::: MENU ::::

Browsing posts in: Loans

Buying Father’s Day Gifts


My dad and his girls

It’s Father’s Day this weekend, so of course my dad has been on my mind. He passed away four years ago this summer after a long battle with cancer. It’s still so strange to not buy him a Father’s Day gift.

My parents were living in Denver when he started to decline rapidly. By June, the cancer was too metastatic to stop and his liver was shutting down. I had two sisters in the area, so my other two sisters and I quickly flew into town. We helped my parents set up hospice care, we spent as much time with Dad as we could, and we felt relieved as the hospice nurses got him comfortable.

One Last Gift

I left a few days before Father’s Day, but I couldn’t not give him a gift one last time. My dad was usually so easy to shop for—he was a tool guy. He had an amazing workshop full of carpentry and welding tools, and he worked on cars, engines, wood projects, and repairs. It was always safe to get him a Craftsman tool or a Lowes gift card.

But he was too sick to go into his workshop. What do you give your dad when he needs nothing you can buy?

I landed on pictures of my kids, drawings from my girls, and an iTunes gift card. I just couldn’t not buy him something. He also loved movies and music, so I hoped he’d be able to download something he could watch or listen to while he was in bed.

He never did.

The Unused Gift

My sister gave me back the unused gift card after he died in August. Mom wanted me to have it, and it sat in a drawer, haunting me for a long time. We finally used it on some purchase, and I was glad to have the reminder gone.

As I go to buy Father’s Day gifts for my husband and father-in-law this week, I do think about what we get to take with us. My husband and I tend to not spend a lot on gifts for each other. We’ve never had a lot to spare, I suppose, so it’s just became the norm.

But I do feel this nagging doubt sometimes when I hear friends or family buying huge gifts for their husbands or fathers. Yesterday my sister told me she and her husband are shopping for a new boat to replace the one they already have. My husband is getting some new shorts.

I’m trying to stay focused on the fact that gifts don’t have to be expensive to show our love. When it came to the end, my dad didn’t need that gift card. But he did hang the pictures I brought of his grandbabies by his bed. And he did love having all of his girls together with him.

It Really is the Thought that Counts

Getting out of debt is just not glamorous. I hope one day when we do have more money for gifts, that I never expect a pricey gift to do what any thoughtful gift can. As cliché as it sounds, it truly is the thought that counts. And it’s the thought and the love that lasts.

Unlimited for $30 per month – Yes, please.


I finally took the time to dig into my cell phone account. I’ve had a business account with Verizon forever it seems. As each child got old enough to have a phone, I just added them to the plan.

When I transitioned from a personal plan to a business plan, they explained all the benefits and savings. It was a great deal…back then.

Fast forward 8ish years and the addition of multiple lines and devices. And my bill is definitely way too crazy!

(And yes, I know the BAD Community has been on me for too long to do something about it. Finally, I did!)

Change without Loss

My biggest concern in making any changes was the thought of losing the excellent reliability and service we have had. It is crucial for my business.

And while I did appreciate all the suggestions for other providers. I did check several of them out.

But after 10 hours on the phone and chat support, I was able to lower our bill significantly. And stay with Verizon, which is the best outcome I could hope for.

Each line now has Unlimited Talk, Text and Data for $30 per month. There are two exceptions, for an extra $10 per month, two of the lines have hot spot capability. All in all, I have reduced our monthly service by over $120.

And I have communicated to all the kids that we will no longer be financing phones. If they want a new phone, they will need to buy it outright, meaning save for it. The twins have been responsible for their own phone purchases the last couple of years. And Gymnast purchased his last phone by saving his birthday money and doing chores.

I’ll have to wait until this next month to see what my new bill will look like, but it should be at least $120 cheaper every month and both History Buff and Sea Cadet pay their portion of the bill. Score, score, score…excited for this new financial win to go along with the strides I’ve made in paying off debt this month.